Barclaycard Graduate Credit Card Reviews

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1.5 stars
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LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
Virgin Credit Card0.00%3 months16 months 2.98% or £3.00 fee3 months16.60%
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%
MBNA Platinum Rewards Visa0.00%3 months13 months 2.90% fee3 months15.90%
bmi American Express Credit Card0.00%3 months12 months 3.00% or £3.00 fee3 months15.90%
The National Trust Credit Card0.00%3 months12 months 3.00% or £3.00 fee3 months15.90%
Saga Platinum Credit Card0.00%9 months9 months 3.00% fee9 months11.90%

Average Ratings for Barclaycard Graduate Credit Card

  • Overall rating1.5 stars

 

1 Review For Barclaycard Graduate Credit Card

  • alvinlwh Rank: Captain 26th Feb 2006

    Reviewer rating: 1.5 stars


    alvinlwh's review has yet to be rated - Be the first!
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    Good Points: It's a gold Barclaycard


    Bad Points: High APR for a student card
    Low credit limit
    Bad customer service


    General comments: I applied for the Barclaycard Graduate credit Card online, and I got a letter requesting some proof, which happened to be a letter from UCAS proving status of being a current student. I phoned up the customer service centre (in India) asking about this, and how I could prove that I am a current student if I am applying for a graduate card? The guy could not understand what I was saying or applying for at all. He just insisted that I was wrong, and that I must be a student to apply for a graduate card, and that I must send in proof of my student status.

    I got so angry that I just slammed the phone down. What is the point of trying to reason with someone who cannot even understand English? I just sent in proof of my address instead, and I still did managed to get the card about 2 weeks later.

    A balance transfer rate of 5.9% APR for the life of the transfer was offered to me, but with a limit of only £260! What's the point?

    The APR for this card is at a high 19.9% with no promotional rates. I have now taken all of my balance off this card and put it on a 0% Virgin card instead.

    Some of my friends had tried applying for a Barclays bank account or card, and none of them have got it. For some strange reason I couldn't get one myself when I was a student, but I have managed to get this one now.

    I would recommend this card, but don't ever try calling the customer service centre. It is staffed by people who cannot understand English.