Woolwich Basic Current Account Reviews

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2.6 stars
Average rating for this product is: 2.6 out of 5

From 2 ratings and 2 reviews

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a
NatwestNatwest Current Plus AccountA free day to day bank account with an overdraft facility to give your finances some breathing space.Monthly0.10%N/A
NatwestNatwest Step AccountA simple bank account with no fee and no overdraft facility so you remain in control of your finances.Monthly0.10%n/a%n/a
Bank of ScotlandReward Current AccountAn account which gives you £5 each month you pay in £1,000, whether you're in credit or overdrawn. see site for details.Monthly0.00%0.00%£2,500.00
HalifaxReward Current AccountAn account which gives you £5 each month you pay in £1,000, whether you're in credit or overdrawn. see site for details.Monthly0.00%0.00%£2,500.00
HSBCHSBC PLUSEnjoy £395 worth of benefits with this great account. Plus receive £50 cashback just for opening an account. £12.95 per month.Monthly0.00%N/A
HSBCHSBC Bank AccountApply for a bank account today and HSBC will give you £50 cashback just to say thank you. T's and C's apply.Annually0.00%19.00%£500.00
BarclaysBank AccountA straight forward account with no monthly fee. Ts&Cs apply.Quarterly0.00%N/A
BarclaysCurrent Account PlusUp to £213 worth of annual benefits for just £5 per month. £300 interest-free overdraft. Ts&Cs apply.Quarterly0.00%0.00%£300.00
The Co-operative BankCurrent Account PlusSwitch to Current Account Plus today and start enjoying a secure home for your money, from the bank rooted in its principles.Annually0.00%0.00%£200.00

Average Ratings for Woolwich Basic Current Account

  • Reviewer Ratings2.5 stars
  • Overall Rating2.7 stars

 

2 Reviews For Woolwich Basic Current Account

  • henleyb Rank: Lance Corporal 13th Sep 2006

    Reviewer rating: 0.5 stars


    henleyb's review has yet to be rated - Be the first!
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    Good Points: The only good thing was getting a tiny free plastic money box house when I opened my account at the age of 16, but it broke two days later.


    Bad Points: Staff unfriendly
    Customer service staff very unfriendly
    Phone lines poor
    Branches look and feel old, only ever seems to be one person dealing with customers at a time while the other staff have a good old chat with a cup of tea
    Have no idea what's going on with my money
    My free plastic house money box broke


    General comments: I have been with Woolwich for over 10 years. I took a loan out for £6000 (my first loan) and paid it back promptly. They continued to take money out of my account for months to "pay off the loan". I complained many times, and eventually after a lot of stress and dealing with unhelpful staff, I got my money back. This was just one of the many things they have done over the time I have been with them. It's like they just don't care.

    I'm switching ASAP.

  • o2guy Rank: 2nd Lieutenant 6th Feb 2006

    Reviewer rating: 4.5 stars


    On average, people found this review very helpful
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    I had some issues with my credit worthiness, and so found it very difficult to open a bank account. I read about the Woolwich savings account that gave you a Visa Electron card and went to open one, when the staff in the branch told me that there was an alternative account to the Open Plan one. It is just called the Woolwich Current account, and it just offers a Visa Electron card, standing orders, direct debits and monthly statements. There is no facility to do telephone or online banking, whic ...