Intelligent Finance Current Account Reviews

Watch this item
2.3 stars
Average rating for this product is: 2.3 out of 5

From 0 ratings and 2 reviews

Thumb up 50% of users recommend this product

Rate it Now:

Click on the stars above to rate this product:

Tweet This Item


LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a
NatwestNatwest Current Plus AccountA free day to day bank account with an overdraft facility to give your finances some breathing space.Monthly0.10%N/A
NatwestNatwest Step AccountA simple bank account with no fee and no overdraft facility so you remain in control of your finances.Monthly0.10%n/a%n/a
Bank of ScotlandReward Current AccountAn account which gives you £5 each month you pay in £1,000, whether you're in credit or overdrawn. see site for details.Monthly0.00%0.00%£2,500.00
HalifaxReward Current AccountAn account which gives you £5 each month you pay in £1,000, whether you're in credit or overdrawn. see site for details.Monthly0.00%0.00%£2,500.00
HSBCHSBC PLUSEnjoy £395 worth of benefits with this great account. Plus receive £50 cashback just for opening an account. £12.95 per month.Monthly0.00%N/A
HSBCHSBC Bank AccountApply for a bank account today and HSBC will give you £50 cashback just to say thank you. T's and C's apply.Annually0.00%19.00%£500.00
BarclaysBank AccountA straight forward account with no monthly fee. Ts&Cs apply.Quarterly0.00%N/A
BarclaysCurrent Account PlusUp to £213 worth of annual benefits for just £5 per month. £300 interest-free overdraft. Ts&Cs apply.Quarterly0.00%0.00%£300.00
The Co-operative BankCurrent Account PlusSwitch to Current Account Plus today and start enjoying a secure home for your money, from the bank rooted in its principles.Annually0.00%0.00%£200.00

Average Ratings for Intelligent Finance Current Account

  • Overall rating2.3 stars

 

2 Reviews For Intelligent Finance Current Account

  • magnetik Rank: Corporal 12th Nov 2008

    Reviewer rating: 0.5 stars


    magnetik's review has yet to be rated - Be the first!
    Report this review



    Good Points: No good points.


    Bad Points: Bad rates, bad service, bad internet banking.


    General comments: IF was once a fairly good bank but now they are absolutely shocking. They used to offer offset accounts, high interest rates and good service. Today the rates are some of the worst, their internet banking hasn't been updated in nearly five years and there's almost no support to speak of.I have had two accounts with them. I have never been able to get statements for one of my accounts. It seems their IT system cannot handle more than one "plan" for a single person.If you take a credit card with them you'll find that you have to log into a different internet banking website to your current account. In my case that meant remembering four different usernames and passwords to access my current accounts and credit cards.When they were bought out by Halifax they went and changed my credit card account from IF to Halifax without telling me. I was meant to sign a credit agreement which they never sent either. Because I didn't sign they locked up my card and refused to issue another one. This also happened to a friend of mine who was also with IF.Whatever you do, stay far, far away from Intelligent Finance. Their business is anything but intelligent and will only cause you major headaches.

  • zigwallah Rank: Lance Corporal 10th Dec 2005

    Reviewer rating: 4 stars


    zigwallah's review has yet to be rated - Be the first!
    Report this review


    Overall, the Intelligent Finance current account is a good account. It is simple to use; no-frills essentially, but also able to offset against mortgage.