Northern Rock Personal Loans Reviews

Watch this item
2.3 stars
Average rating for this product is: 2.3 out of 5

From 1 rating and 11 reviews

Thumb down 36% of users recommend this product

Rate it Now:

Click on the stars above to rate this product:

Tweet This Item


NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood8.00%8.00%£7,500.00£14,950.00No
Sainsbury's LoansGood8.00%8.00%£7,500.00£15,000.00No
Nationwide LoansBad7.90%7.90%£7,500.00£14,999.00No
Halifax Personal LoanGood8.10%8.10%£7,000.00£13,000.00No
Zopa -9.8%Good9.80%9.80%£7,500.00£15,000.00No
Barclayloan PlusGood10.90%10.90%£5,000.00£25,000.00No

Average Ratings for Northern Rock Personal Loans

  • Reviewer Ratings2 stars
  • Overall Rating2.3 stars

11 Reviews For Northern Rock Personal Loans

  • HussainA Rank: Lance Corporal 20th Jun 2007

    Reviewer rating: 0 stars


    HussainA's review has yet to be rated - Be the first!
    Report this review



    Bad Points: I applied for a personal loan online. I was advised that I'd hear of a decision in 48 hours. 8 days later I had heard nothing, so I called them and they said that I'd been declined and a letter should have been sent out. I asked why it wasn't - they weren't sure!


    General comments: I have a good credit rating and they couldn't tell me why I'd been declined! This whole experience has left a bad impression of Northern Rock, who seem very unprofessional! Will not consider them for future finance including mortgages!

  • motleyfool12 17th Apr 2007

    Reviewer rating: 0 stars


    motleyfool12's review has yet to be rated - Be the first!
    Report this review


    If being refused for a loan, I believe that a reason should be given so that you are able to rectify this ASAP. Northern Rock were friendly and helpful, but their lack of explanation for their refusal of my loan application is absurd.

  • Ultimatherapy 27th Mar 2007

    Reviewer rating: 5 stars


    Ultimatherapy's review has yet to be rated - Be the first!
    Report this review


    I would recommend Northern Rock to anybody looking for a self certified mortgage or loan, as our experience has been extremely pleasant!!

  • rawlir1 13th Sep 2006

    Reviewer rating: 0 stars


    rawlir1's review has yet to be rated - Be the first!
    Report this review


    I applied for the loan online and called 2 days later to check the progress. They said they had never received it, so they took all the details again on the phone. As with the other review, the application was denied! I have never defaulted on any payment with anything. I have my mortgage with them, and I can easily afford the repayment. The Northern Rock would also not disclose why I had been turned down - very odd!

  • grooovyjim Rank: Sergeant 12th May 2006

    Reviewer rating: 0 stars


    grooovyjim's review has yet to be rated - Be the first!
    Report this review


    I only have a limited experience with Northern Rock. My loan request was denied. However that's not what bothers me. It's the fact the they completely failed to notify me that they'd even received my application OR let me know that it had been declined. So, back to Barclay's Graduate's it is...

  • stricklin Rank: 2nd Lieutenant 2nd Jan 2006

    Reviewer rating: 5 stars


    stricklin's review has yet to be rated - Be the first!
    Report this review


    Northern Rock, in my opinion, is excellent. They do exactly what they say they will, quickly and honestly. Once I received the loan, I wasn't bombarded with promotions, junk mail or other correspondence. They simply gave me the loan, they collect the payment each month exactly when they say they will, and their interest rates are practically unbeatable.

    If I ever need another loan, I will go straight to Northern Rock. They do exactly what they say they will without taking advantage; without s ...

  • jon161073 21st Jul 2005

    Reviewer rating: 4.5 stars


    jon161073's review has yet to be rated - Be the first!
    Report this review


    Northern Rock Loans - I have my mortgage and home & contents insurance with N/R and was pleasantly surprised with how quick they dealt with my loan application!
    The advisor was friendly and more importantly they kept me up to date with what stage my application was at.
    They know their stuff and I'm happy to have everything with one supplier, keeps it simple and the are very competitive.

  • redfiremist 22nd Jun 2005

    Reviewer rating: 2.5 stars


    redfiremist's review has yet to be rated - Be the first!
    Report this review


    Northern Rock were great when I needed to refinance to consolidate all my debts into one monthly payment. However, when my circumstances changed and I attempted to bring down my monthly payments by paying off half of the loan in a lump sum I was informed very haltingly that I had to first pay the lump sum then apply for my payments to be lowered. When I asked if there was a chance the application could be rejected I was told YES. Then I had to ask if the lump sum would be refunded and the ans ...

  • DBK 10th Nov 2004

    Reviewer rating: 0.5 stars


    On average, people found this review helpful
    Report this review


    I applied for a Northern Rock Personal loan and the online application was easy and quick. Then after not hearing anything for a couple of days I contacted Northern Rock to be told that everything was fine but that I would have to fax proof of residence to them. I duly did so only to call back two days later to discover that they had lost my fax. So I faxed them again and contacted them a few hours later to find out that they could not find the fax. It took four attempts before they found my pap ...

  • angie7777777 10th Jan 2004

    Reviewer rating: 5 stars


    On average, people found this review very helpful
    Report this review


    I was amazed at how fast i recieved my personal loan from Northern Rock,I filled in application on the internet and was sent confirmation in 2 days,and this was at christmas time.
    I sent the documents they asked for and the money was in the bank within 4 days.
    there was absolutely no hassle and I also got the low advertised rate which was 6% at the time of applying,cant recommend them enough if you want money fast.

  • cat1not2 Rank: 2nd Lieutenant 2nd Dec 2003

    Reviewer rating: 0 stars


    cat1not2's review has yet to be rated - Be the first!
    Report this review


    Imagine applying for a loan and being accepted. You send the required documentation promptly in anticipation...nothing happens. When you phone they tell you loan has been declined because they don't have a licence to trade in N. Ireland. It would have been great to have been informed rather than waiting in vain and what's more they can't find the personal documentation that was sent. Regardless of the ability to trade in one or other parts of the UK the service was dreadful and indicative of the ...

Related categories

  1. Loans