Barclays Child Trust Fund Reviews

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3 stars
Average rating for this product is: 3 out of 5

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.00%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A
NatWestCash ISAAvailable to existing Natwest customers only. Transfer your previous years ISA's into this great cash ISA. Earn up to 2.0% AER tax free.Monthly2.00%N/A

Average Ratings for Barclays Child Trust Fund

  • Overall rating3 stars

 

2 Reviews For Barclays Child Trust Fund

  • ironicbliss Rank: Corporal 2nd May 2009

    Reviewer rating: 3 stars


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    Good Points: Excellent over the phone customer service. User friendly online access. Good choice of payment methods. All the details needed on a small credit card sized card for family members to deposit funds. Partners with the Kidstart Incentive Sheme where points are earned on line at a whole host of different retailers. Which means achievable extra income paid into the account.


    Bad Points: Its worth noting that Barclays Child Trust Fund is the same as Family Investments. As this is the first review here then check out any for them. Also if your child is lucky enough to have both mum and dad and both sets of grandparents paying in at regular intervals by direct debit , any extra payments from Kidstart or one off gifts from other family members could cause some confusion or indeed the one off gifts not being paid in thanks to the annual 1200 pounds limit.


    General comments: The original 250 invested in Barclays Child Trust Fund back in May 2004 is now worth a measly 143 pounds. However out of the three types of accounts you can choose from I opted for the Stakeholder Fund. So over the next 13 years I should see a good return that in theory will out perform the cash alternative.

  • ironicbliss Rank: Corporal 1st May 2009

    Reviewer rating: 3 stars


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    The original 250 pounds is now worth a measly 143. However out of the choice of the three savings options this is the stakeholder ctf and should improve vastly over the next 13 years.
    Worth noting that the Barclays Stakeholder Child Trust Fund and Family Investments are the same.