First Direct Savings Account Reviews

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First Direct Savings Account
3.3 stars
Average rating for this product is: 3.3 out of 5

From 1 rating and 2 reviews

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.00%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A
NatWestCash ISAAvailable to existing Natwest customers only. Transfer your previous years ISA's into this great cash ISA. Earn up to 2.0% AER tax free.Monthly2.00%N/A

Average Ratings for First Direct Savings Account

  • Reviewer Ratings2.8 stars
  • Overall Rating3.4 stars

 

2 Reviews For First Direct Savings Account

  • chrisboot Rank: Lance Corporal 14th Sep 2007

    Reviewer rating: 4.5 stars


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    I'm just writing to contradict Mr XX's review. You can put in money to First Direct's internet savings account at any time. You do lose the (high) rate of interest in any month that you make a withdrawal, except for withdrawals made on the first of the month. You just have to be a bit organised not to be penalized. Like with everything First Direct offer (and I have used many of their financial products over many years) they are professional and efficient and everything they say will happen does happen. I recommend them generally and this product works just fine.

  • XX Rank: Major 31st Aug 2006

    Reviewer rating: 1 stars


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    There is only one day in any month that you are open to a withdrawal from your First Direct saving account if you do not wish to loss any interest. While their bank account pays merely 1.58%, eventually I realised it was not worth it.

    There are other banks that offer much better deals.