Alliance and Leicester Savings Account Reviews

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1.8 stars
Average rating for this product is: 1.8 out of 5

From 0 ratings and 9 reviews

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.00%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A
NatWestCash ISAAvailable to existing Natwest customers only. Transfer your previous years ISA's into this great cash ISA. Earn up to 2.0% AER tax free.Monthly2.00%N/A

Average Ratings for Alliance and Leicester Savings Account

  • Overall rating1.8 stars

 

9 Reviews For Alliance and Leicester Savings Account

  • djferros Rank: Lieutenant 5th Jun 2009

    Reviewer rating: 1 stars


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    Good Points: High Interest rates


    Bad Points: Within a year, they will always lower the interest rates. Then they smuggly advertise a new account with higher interest rates! It's just not worth the hassel. I was even fined for going over drawn cause on the SAME DAY, money went out before it went in, i.e i was fined £25 for being overdrawn for a split second! I also get fined for not putting enough money in my account every month and if i make a withdrawal from one of my accounts i get no interest for that month. In summary, what appears to be money saving, ISN'T!


    General comments: A&L attracts customers with high interest rates, but read the small print.....too many catches which means you don't end up saving anything.

  • Guest 17th Apr 2009

    Reviewer rating: 0 stars


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    Appalling service from Alliance & Leceister International. After 3 months my e-saver account is still not set up.

    Service is bottom of the table.
    3 months & my e-saver account is still pending awaiting to be set up.
    Three times I have called. On the last two occasions I was told that my account would be set up that day - total balderdash.

  • Guest 3rd Nov 2008

    Reviewer rating: 1 stars


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    When taking out a second ISA I had to repeat all personal references and after 3 months they returned it saying there was an error in the information.

  • djferros Rank: Lieutenant 14th May 2008

    Reviewer rating: 2 stars


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    I have several accounts with A&L, one of them had to be topped up every month to receive the high interest rate. I decided to set up a standing order to do this automatically. However, A&L contacted me to let me know that i was over drawn one month and had to pay £25. I was confused as i had several thousand in there.

    What A&L did was take money out of my current out to go to my high interest account before accepting the standing order into it.

    i.e I had less than £500 in my cur ...

  • merrini 19th Apr 2007

    Reviewer rating: 0.5 stars


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    I would definately not use the Alliance and Leicester Savings Account, if they cant deal with customer queries in a friendly manner then I have no confidence in them at all.

  • tthomas 30th Jan 2006

    Reviewer rating: 3 stars


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    The Savings Account rates at Alliance and Leicester are very competitive but very difficult in starting up. I have a joint account with HSBC, but my wife and I have to have separate accounts with A&L. Regular Savings were to start 1st January (stated by bank staff) but the 'welcome' pack stated it would start on the 1st February.

  • ALIBE 13th Apr 2005

    Reviewer rating: 1 stars


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    All I wanted to do was open a fixed term ISA with the Alliance and Leicester. Funds were to come from:
    a) my bank account
    b) an existing ISA account with A & L
    c) a transfer of ISA funds from another Building Society.

    However, when I walked through the door, I was told that they could not deal with such business there and then. I would have to make an appointment. On the appointement date I turned up to find that I was going to be handled by the "mortgage specialist" who had no experience ...

  • xitsmex 4th Feb 2005

    Reviewer rating: 4 stars


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    Alliance & Leicester have been a brilliant business bank service for my business, I have been banking with them for 10 years now and I haven't had any major problems with them.

  • XX Rank: Major 5th Jan 2005

    Reviewer rating: 4 stars


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    Their rate is actually 0.6% more than BOE base rate, good value but you only could save with a £25K maximum.