Smile Student Account Reviews

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2.9 stars
Average rating for this product is: 2.9 out of 5

From 0 ratings and 4 reviews

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentExtended offer switch today and receive £100 cashback. Online exclusive offer ends 13th December 2009.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a
NatwestNatwest Current Plus AccountA free day to day bank account with an overdraft facility to give your finances some breathing space.Monthly0.10%N/A
NatwestNatwest Step AccountA simple bank account with no fee and no overdraft facility so you remain in control of your finances.Monthly0.10%n/a%n/a
The Co-operative BankCurrent Account PlusSwitch to Current Account Plus today and start enjoying a secure home for your money, from the bank rooted in its principles.Annually0.00%0.00%£200.00
HSBCHSBC Bank AccountApply for a bank account from the 16th November and HSBC will give you £50 cashback to say thank you. T's and C's apply.Annually0.00%19.00%£500.00

Average Ratings for Smile Student Account

  • Overall rating2.9 stars

4 Reviews For Smile Student Account

  • Guest 30th Mar 2009

    Reviewer rating: 5 stars


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    Money can be put in and taken out from Post Office.2k Overdraft. 'Ethical Policy', soon to merge with Brittania apparently, so will have more branches.

    However, I found that post offices can sometimes have very long queues! Fewer branches than most.

    Good customer service, quick and efficient and you get a smiley face on your debit card/cheques!

  • Guest 16th Apr 2008

    Reviewer rating: 1 stars


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    Would not recommend as Smile Student bank is a difficult service to use
    Clunky website
    No real statements
    Use email for sending transaction related information

  • Guest 23rd Jan 2008

    Reviewer rating: 1 stars


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    did look good... now i'm trying to find another decent student bank account. my chip didn't always work and they kept sending my pin reminders when I emailed them saying I had a problem - didn't seem bothered in really listening to my problem at all!

  • Summarized
    Professional
    Review on 14th Dec 2006

    Reviewer rating:4.5 stars

    Smile Student Account offers a maximum interest free overdraft of £2000, an interest rate of 3% on credit balance and free internet banking. Deposits made at UK Post Office or Co-operative bank.