MBNA Gold Card Reviews

Watch this item
MBNA Gold Card
1.5 stars
Average rating for this product is: 1.5 out of 5

From 1 rating and 10 reviews

Thumb down 20% of users recommend this product

Rate it Now:

Click on the stars above to rate this product:

Tweet This Item


LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%
MBNA Platinum Rewards Visa0.00%3 months13 months 2.90% fee3 months15.90%
Barclaycard Platinum0.00%3 months12 months 2.50% fee3 months12.40%
Egg Credit Card0.00%until 02/10until 12/10 3.00% feeuntil 02/1016.90%
AA Credit Card0.00%until 12/10until 12/10 2.99% or £3.00 feeuntil 12/1016.90%
bmi American Express Credit Card0.00%3 months12 months 3.00% or £3.00 fee3 months15.90%
The National Trust Credit Card0.00%3 months12 months 3.00% or £3.00 fee3 months15.90%

Average Ratings for MBNA Gold Card

  • Reviewer Ratings1.4 stars
  • Overall Rating1.6 stars

10 Reviews For MBNA Gold Card

  • pcartman 29th Jul 2009

    Reviewer rating: 1 stars


    pcartman's review has yet to be rated - Be the first!
    Report this review



    After 15 years loyalty to this MBNA Gold card I had to make a fairly modest and very justified Section 75 claim, (compensation for faulty goods.) They dragged their heels for 12 months on correspondence and finally refused to pay up. Within the next 12 months their attitude will cost them MORE than the amount claimed as I am moving my account and they'll lose all that sales commission.

    Interest on the card is through the roof as well, especially when using abroad, although I usually settle monthly. Customer service, requesting another card etc, is polite and ok, but its when you need help they just don't want to know.

  • greg2008 15th Aug 2008

    Reviewer rating: 5 stars


    greg2008's review has yet to be rated - Be the first!
    Report this review


    I've had an MBNA gold credit card for about 5 years and I can't complain about anything. I've had my details stolen twice now, once abroad, and they were just excellent to deal with. They are always professional, efficient and friendly. There's a human touch to their customer service. I see a lot of people complaining about the way they act when they miss payments or get into debt. The only thing I have to say to that is: Who's fault is it in the first place? Don't use a damn credit card if you ...

  • supere 18th Mar 2008

    Reviewer rating: 0 stars


    supere's review has yet to be rated - Be the first!
    Report this review


    MBNA Gold Card are an absolute disgrace. I would really like to know at what point they will stop increasing the interest rate. I am having a tough time just paying the interest now so hardly any of the capital is repaid. I haven't had a card for this account for 8 years so the balance is purely interest and at this rate it will never be paid off.

  • Michael Oxard Rank: Corporal 22nd Aug 2007

    Reviewer rating: 1.5 stars


    Michael Oxard's review has yet to be rated - Be the first!
    Report this review


    MBNA are a big company, which makes their MBNA Gold Credit Card service impersonal, and not friendly.

  • Lou Grant Rank: Staff Sergeant 18th Apr 2006

    Reviewer rating: 0 stars


    On average, people found this review very helpful
    Report this review


    MBNA is not an English company but an American one.

    They are quick to charge late fees at the top of the range in charges.
    They tend to use debtor collection companies when they think you are not responding to their letters, even though you are, and they don't respond to letters when you complain about this practice.

    They send out blank cheques with payment requests trying to induce you over and over again to go further into debt if they consider that you are getting clear of debt. ...

  • james004 13th Jul 2005

    Reviewer rating: 1 stars


    james004's review has yet to be rated - Be the first!
    Report this review


    MBNA Gold Credit Card - I have had a Virgin credit card they didn't send statements for two months then charged me late fees for both months, and never replied to my letters, also I have had a Alliance and Leicester credit card I made a payment on the 1st of the month and then they charged me a late fee on the 3rd, when I phoned to inquire about this I was told that they have to make money somehow. Both cards are run by MBNA so me personally I will never use any MBNA run credit cards again.

  • tonlvn 29th Sep 2004

    Reviewer rating: 0 stars


    tonlvn's review has yet to be rated - Be the first!
    Report this review


    WARNING - Do not go for the MBNA Gold Credit Card. I have had it for 3 years not knowing how much interest I was being charged, when I began to struggle with my payments I realised I was being charged at 30% Apr.

    What a rip-off

  • gileshawker Rank: Corporal 18th Apr 2004

    Reviewer rating: 0.5 stars


    gileshawker's review has yet to be rated - Be the first!
    Report this review


    Set up DD wrong on my MBNA Gold Credit Card and I got late payment charges every month, not to mention credit rating damage.

    Took MBNA 4 months to put it right with responsibility accepted by the company but on an individual basis not taken by them, so I had to do all the hard work.

    Total rubbish.

  • zhibzik 21st Nov 2003

    Reviewer rating: 0 stars


    On average, people found this review very helpful
    Report this review


    It is the biggest scheme ever. I applied for a card 10/21/2003 and was instantly approved for it. I was told that I should expect the card in 7 to 10 days. It's been 20 days I have not received the card as of today. Besides I enrolled in a free 30 day trial of protection plan. I can not cancel this plan unless I have the account number, and of course I don't have since I never received the card. So, their plan is "oh, yeah it's free for 30 days , then we'll start charging you ungodly amounts of ...

  • Paul. Rank: Lance Corporal 9th Sep 2002

    Reviewer rating: 5 stars


    On average, people found this review very helpful
    Report this review


    I got the cat lovers MBNA card and did the balance transfer thing which gave me 1.9% apr for 6 months. I made a cheque out on the card and it went over the limit. They increased the limit to accommodate the cheque and no charges were incurred.