PayPal Credit Card Reviews

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2.9 stars
Average rating for this product is: 2.9 out of 5

From 0 ratings and 7 reviews

Thumb up 57% of users recommend this product

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LenderBalance Transfer RateBalance Transfer DurationPurchase RatePurchase DurationAPR  
Virgin Credit Card0.00%3 months16 months 2.98% or £3.00 fee3 months16.60%
MBNA Platinum Plus Visa0.00%3 months13 months 2.90% fee3 months15.90%
MBNA Platinum Rewards Visa0.00%3 months13 months 2.90% fee3 months15.90%
BT Standard Credit Card0.00%3 months13 months 3.00% fee3 months16.90%
Barclaycard Platinum0.00%3 months12 months 2.50% fee3 months14.90%
bmi American Express Credit Card0.00%3 months12 months 3.00% or £3.00 fee3 months15.90%
The National Trust Credit Card0.00%3 months12 months 3.00% or £3.00 fee3 months15.90%
Barclaycard Gold Credit Card19.90%n/a12 months 2.50% feen/a19.90%
Sainsbury's Credit Card0.00%10 months10 months 3.00% or £3.00 fee10 months15.90%
Saga Platinum Credit Card0.00%9 months9 months 3.00% fee9 months11.90%
Halifax All In One Credit Card0.00%9 months9 months 3.00% or £3.00 fee9 months15.90%
Bank of Scotland All In One Credit Card0.00%9 months9 months 3.00% or £3.00 fee9 months15.90%

Average Ratings for PayPal Credit Card

  • Overall rating2.9 stars

 

7 Reviews For PayPal Credit Card

  • Guest 12th Dec 2009

    Reviewer rating: 1 stars


    On average, people found this review very helpful
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    I have the Paypal Mastercard.
    When I first got my Card 8 months ago via the Paypal site all went well.
    Later they started overchaging me in interest which I disputed. The card had recently been taken over by Santander and I beleive it was an admin problem. Nov 2009 nI received a letter from Santander stating that tyhey have made erreors re charging interest since June 09 and will be crediting the money back. Dec 09 I closed my account and they state they have nothing to credit as they are unaware if any overcharging.
    Not Recommended. There are better cards out there which offer Loyalty Points etc. Dont bother with this one to be honest.

  • Guest 10th Apr 2009

    Reviewer rating: 0.5 stars


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    I have had a Paypal card for one week and have only managed to ever use it once.
    It didn't work with 2 online transactions I tried to make and also at 3 different cashpoints.

  • Guest 17th Jan 2009

    Reviewer rating: 4.5 stars


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    Good interest rate, one of the best!! Quick acceptance. No problems what-so-ever. Can't understand why some people Knock it. I've had no problems at all getting it accepted all over Europe.

  • Solutions 22nd Dec 2008

    Reviewer rating: 5 stars


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    I must have a different Paypal Credit Card than the reviewers here. Mine is a Mastercard one and no problems at all getting it accepted. I applied through the Paypal website and was accepted. This card is not an Electron or Pre Paid one.
    Only thing I find annoying is the time it takes to get online to look at my account etc. It takes ages.

  • Guest 16th Dec 2008

    Reviewer rating: 4 stars


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    This works great for me, as I get paid mostly via paypal so to be able to transfer my balance (only takes 24 hours) to a useable card is great. It does look a bit cheap, but who cares? Yes it is Electron, but this has become more widely accepted and I do check with the retailer if I am unsure if they accept it.
    Compared to other prepaid cards it is easy and cheap. I had endless problems topping up other cards and the fees were high. I have only topped up via paypal, so I can't comment on other m ...

  • Guest 30th Oct 2008

    Reviewer rating: 5 stars


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    I have found my paypal top up card excellent. As I accept most of my income via paypal it is a very convenient way to access my money.
    I have had no problems with it's use - I think it is considered more of a Visa Electron rather than visa debit.
    The top-ups are free if you use your paypal acoount. I haven't tried paypoint or the post office yet.
    The card does look a bit tacky - bright yellow and the numbers aren't embossed (as on Electron), but it does the job.
    Well done Paypal! ...

  • tiger83 Rank: Lance Corporal 11th Oct 2008

    Reviewer rating: 0 stars


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    I don't think the PayPal Credit Card was worth the £4.95 fee for issuing. It looks and feel awful. Flimsy plastic, no embossing and the chip looks like I made it from tin foil.
    I was unable to use in all 4 of the on-line transactions I've tried to complete, and only 1 of 3 retailers. Didn't work in Morrisons, or a restaurant and did work in Holland & Barrett. This is too unreliable, if you've no alternative payment method, it's highly embarrassing. In fact, to have any card rejected/decli ...