Universal Cash Loans Reviews

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4.5 stars
Average rating for this product is: 4.5 out of 5

From 1 rating and 4 reviews

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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood7.80%7.80%£7,500.00£14,950.00No
Nationwide LoansBad7.60%7.60%£7,500.00£14,999.00No
Sainsbury's LoansGood7.90%7.90%£7,500.00£15,000.00No
Halifax Personal LoanGood8.10%8.10%£7,000.00£13,000.00No
Zopa -8.3%Good8.30%8.30%£7,500.00£15,000.00No
Barclayloan PlusGood10.90%10.90%£5,000.00£25,000.00No

Average Ratings for Universal Cash Loans

  • Reviewer Ratings4.6 stars
  • Overall Rating4.5 stars

 

4 Reviews For Universal Cash Loans

  • tonytike 12th Sep 2008

    Reviewer rating: 4 stars


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    Good Points: Quick and easy to apply.


    General comments: I dont really do reviews but thought would give it ago cause I've got to agree with the other reviewers. I took out a Universal cash loan as one of their fast cash accounts just over 3 months ago, the application was fairly simple, but the point I want to make is I had a £500 cash advance with payments of £50 a month, my charge for credit was £16.25 a month I thought I was like a normal loan but when I got my first months statement through my outstanding balance was already £466.25. When I recently got a gas bill through I went on the universal website and requested an advance within an hour I had an email back saying it had been processed and the money had been transferred in to my bank account. How quick is that?

  • emmap Rank: Corporal 8th Aug 2008

    Reviewer rating: 5 stars


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    I just read the comments by tylermark and thought sounds to good to be true so I phoned Universal and asked them if I applied for a fast cash account and paid it off in a month how much would it cost. They told me the total repayable would be £309.75 and then I asked what if I paid it off in two months then they said the total repayable would be £319.50. I haven't applied for one as I already have a cash loan with them but this rate seems to good to last. It seems you pay a fixed m ...

  • tylermark 7th Aug 2008

    Reviewer rating: 5 stars


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    If you want a payday loan go to www.universalcashloans.co.uk and check out there fast cash.
    I wanted to apply for a payday loan after checking out the usual sites like quick quid and payday advances I came across universal cash loans they offer payday loans which was what I was after but noticed on their site a fast cash account.
    Thing is for a £300 payday loan for a month was going to cost me £375 in total but you can take out a fast cash account for a month and the same £3 ...

  • emmap Rank: Corporal 25th Sep 2007

    Reviewer rating: 4.5 stars


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    When I was messed about by provident I applied for a loan with universal cash loans, I must admit the rate is quite high the interest on the £500 I wanted was £220 but as I was told by provident and universal this is because it's collected weekly by an agent. I phoned up on a Thursday morning and completed an application over the phone, they told me an agent would call to confirm my details they told me his name and a day and time he would call. He came round the next day checked my ...

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