Your Personal Loan.co.uk www.yourpersonalloan.co.uk Reviews
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From 0 ratings and 6 reviews
17% of users recommend this product
Average Ratings for Your Personal Loan.co.uk www.yourpersonalloan.co.uk
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6 Reviews For Your Personal Loan.co.uk www.yourpersonalloan.co.uk
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banisterr 7th Apr 2009
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Bad Points: Waste of time
General comments: I applied for a loan, good credit rating, stable employment (25 years) stable address (25 years) no mortgage, no dependents, good joint income - rejected "did not meet the criteria". Then contacted by Freedom Finance offering me loans at nearly double the rate having been passed the details by "Virgin" - not sure where they came into it as YourPersonalLoans appears to be owned by the Co-Op and has nothing to do with Virgin.
This scenario seems quite common - rejection for no obvious reason then contacted by a broker.
Don't bother wasting your time filling the form in as it places a 'hit' on your credit score.
- Read banisterr's full review and ratings (109 words)
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Guest 10th Jan 2009
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Think your onto a winner then nope. I was told I was provisionally accepted and about half an hour later received an email stating i had been turned down. however we have passed your details to other loan providers who might be able to help. Then I got a barrage of phone calls from 3-4 different loan companies all offering loans with stupidly high interest rates.- Read Guest's review (66 words)
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Guest 9th Oct 2008
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I applied for a loan with yourpersonalloan as they had the best rate of 7.6%. I had already had an pplication accepted by another bank on a slightly higher rate but wanted to get the best deal. 2 days after i applied i recieved a call from Freedom Finance informing me I had been turned down by youpersonalloan and that they would now search the market to find us the next best deal.
I recieved did not recieve any correspondance from Yourpersonalloan advising me of the decision. I managed to find a ...- Read Guest's review (174 words)
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nbearne 13th Aug 2008
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I applied for a loan from Your Personal Loan.co.uk today with their headline rate of 7.6% APR, having just been accepted by another company for a similar loan. Within hours I got an email advising that I had been turned down but that I would be contacted by their brokers, Freedon Finance, to discuss "other options". I spoke to the broker, who confirmed that there was no way he could get that rate of 7.6%APR (not just for me, but for any customer) but he would be happy to see what offer he could ...- Read nbearne's review (143 words)
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Guest 29th Mar 2008
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Yourpersonalloan.co.uk made applying for a personal loan simple. They were friendly, fast and efficient, with rates to rival some of the leading lenders on the market. I would highly recommend anyone looking for a personal loan to consider them.- Read Guest's review (69 words)
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suresh1976's review has yet to be rated - Be the first!
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I applied for a loan on a monday. I received an email to say that it had accepted subject to further checks. It said you can expect a call within 3 working days. I have heard no more!!! There is no contact number on the website and no return email facility!
6 days on no reply so far... Not sure whether I should apply else where or wait !!!!!!!- Read suresh1976's review (79 words)
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your personal loan.co.uk - low rate loans
Welcome to your personal loan.co.uk ; One low rate from £5,000 to £25,000. You can choose to spread your unsecured loan repayments over 1 year and up to 7 years.
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Terms & conditions - your personal loan.co.uk - low rate loans
We may, after giving you reasonable notice, demand immediate repayment of the Loan, together with any other ... ; Your personal details are secure. ... 8.9% APR - One of the lowest rates in the UK*
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BEST BUYS: MORTGAGES, CREDIT CARDS & PERSONAL LOANS. - The Daily
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