Royal Bank of Scotland Student Royalties Account Reviews

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Royal Bank of Scotland Student Royalties Account
1.8 stars
Average rating for this product is: 1.8 out of 5

From 0 ratings and 7 reviews

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentExtended offer switch today and receive £100 cashback. Online exclusive offer ends 13th December 2009.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a
NatwestNatwest Current Plus AccountA free day to day bank account with an overdraft facility to give your finances some breathing space.Monthly0.10%N/A
NatwestNatwest Step AccountA simple bank account with no fee and no overdraft facility so you remain in control of your finances.Monthly0.10%n/a%n/a
The Co-operative BankCurrent Account PlusSwitch to Current Account Plus today and start enjoying a secure home for your money, from the bank rooted in its principles.Annually0.00%0.00%£200.00
HSBCHSBC Bank AccountApply for a bank account from the 16th November and HSBC will give you £50 cashback to say thank you. T's and C's apply.Annually0.00%19.00%£500.00

Average Ratings for Royal Bank of Scotland Student Royalties Account

  • Overall rating1.8 stars

7 Reviews For Royal Bank of Scotland Student Royalties Account

  • Guest 22nd Nov 2009

    Reviewer rating: 1 stars


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    was told when i upgraded from a current account to a student 1 i would get my overdraft put up to 1000 now they are saying that since im a new customer (which im not) i have to wait 6 months now until they will look at putting my overdraft up

  • Guest 14th Sep 2008

    Reviewer rating: 3.5 stars


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    I have to say I have never had a problem with my RBS student account. In my first year of university, I had no problems, no hidden charges, and no hassle in the branches (telephone was a bit funny but I feel it's a pointless method of banking anyway). I didn't open my overdraft this year as I had no need to. On one stupid occasion, I overdrew by £10 by mistake. And they charged me £30. However, I went into the nearest branch the next day, explained I am a poor stupid student, and t ...

  • Guest 19th Jul 2008

    Reviewer rating: 4 stars


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    Open, honest and friendly staff.
    A large but managable overdraft limit available.
    Informed of all the account details clearly e.g. when over draft must be paid back, interest rates etc.

  • lc0u508d 26th Oct 2006

    Reviewer rating: 1 stars


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    First of all, I keep getting charged and I don't know why. I have had some of the charges reimbursed, but it keeps happening. Also, Royal Bank of Scotland are advertising an overdraft of £2,500 on their website and through the post, but when I enquired about this at my branch, they told me that it isn't the case and couldn't explain why it is advertised. The staff are unhelpful - it is the worst account in the world!

  • doneganm 12th Jan 2006

    Reviewer rating: 1 stars


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    I had a Royal Bank of Scotland student royalties account for three years between September 1999 and July 2003. One day I sat down and went through my incomplete set of statements for that period, and I totted up £600 in bank charges. I must have been charged even more on the statements that I couldn't find.

  • amysharp 13th Dec 2005

    Reviewer rating: 2 stars


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    I was very pleased with the Royal Bank of Scotland when I opened my Student Royalties account. They were the only ones who would give me an account at the time, and the staff were very friendly.

    3 years later however, I would not recommend RBS for any account - credit card, savings, anything!! They put extortionate charges through, and reject cheques and direct debits, even when there is money in the account, and you have a hard time getting it back.

    Don't rely on the internet to do your ...

  • rikmuir Rank: Staff Sergeant 13th Jan 2004

    Reviewer rating: 0 stars


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    I cannot warn you enough. I have had a Royal Bank of Scotland Student Royalties Account with the Glasgow City RBS since 1999. For half that time I have been in constant contact with the branch requesting a refund of illicitly charged maintenance fees, interest charges ( which the account, as a student overdraft, should not have ). The only glimmer of light has been a local branch, I opened the account while studying away, which higlighted the number of charges that had been added. They ( Glasgo ...