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British Credit Trust
2.2 stars
Average rating for this product is: 2.2 out of 5

From 5 ratings and 58 reviews

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British Credit Trust Reviews

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  • Guest 22nd Dec 2009

    Reviewer rating: 5 stars


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    I paid a £2000 deposit for a used car from a main dealer and was turned down for finance for the remaining £9000. I was put in touch with BCT via a broker that I found on Google called Creditplus (very helpful people by the way and won't rip you off).
    The money was paid to the dealer th ...

  • Guest 6th Nov 2009

    Reviewer rating: 5 stars


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    Me and my husband went with bct as no one else would give us a loan for a car that we desperatly needed. Our credit is really bad and we needed also a chance to repair our credit. 6 months ago we got into difficulty with payments due to cut backs at work and i have to say they have been fantastic. T ...

  • Guest 3rd Sep 2009

    Reviewer rating: 1 stars


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    I have just bought a car though BCT or so I thought and it would have been my second through them. I paid the dealer £1000 as a deposit to get the car up to standard as I thought the agreement was sety in stone. To my surprise I found out that it was not a done deal as explained over the phone ...

  • Guest 20th Aug 2009

    Reviewer rating: 1 stars


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    British Credit Trust give an absolutely disgusting service, not willing to talk found out credit agreement they had did not even relate to my agreement, they can find paperwork wont reply by letter or phone, total shambles plus made me take out PPI which i have written,proof of!!!!!

  • Guest 30th Jul 2009

    Reviewer rating: 1 stars


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    was desperate to get rid of my 2 seater convertable, Couldnt get credit, had to go with British Credit Trust through desperation as I was pregnant with twins & for an 8000 car they are charging 18000 after 6 years, I have got such a rope round my neck now & dont know wat to do ...

  • Guest 19th Jun 2009

    Reviewer rating: 0 stars


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    British Credit Trust say they give credit to those with problems i only missed a few payments and earn 1200 a month and still got refused, yet they advertise givin credit to much worse cases so cost me 5 pound for a waste of my time.

  • Toni123 11th Jun 2009

    Reviewer rating: 0 stars


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    British Credit Trust are the worst Company to go with! My car got written off and i thought i was covered by GAP Cover, But OH NO First they Didnt send out the correct forms to fill in then they said I had to go through a diffrent company to sort it it has now been two years and they still havent s ...

  • Guest 15th May 2009

    Reviewer rating: 1 stars


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    British Credit Trust is extremely unflexible, their inability to assist when unforseen problems ensue is breathtaking. They assume everyone lies to them and will not listen or compromise, their answer is to take court action at the earliest opportunity. I became unemployed and could not meet full pa ...

  • Guest 13th May 2009

    Reviewer rating: 5 stars


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    i have now had 2 loans for car finance and have been treated with the utmost care and consideration at british credit trust. helpful and friendly service.

  • Damien2893 Rank: Lance Corporal 12th May 2009

    Reviewer rating: 0 stars


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    British Credit Trust are the worst finance company i have been with got my car on 14th april 2007 and went of work mentally unstable on th 18th march 2008. Had that life, disability and unemployment insurance policy when first signed the agreement cause they said if ever off work ill you would get t ...

NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood8.00%8.00%£7,500.00£14,950.00No
Sainsbury's LoansGood8.00%8.00%£7,500.00£15,000.00No
Nationwide LoansBad7.90%7.90%£7,500.00£14,999.00No