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Halifax Mortgage
0.9 stars
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Halifax Mortgage Reviews

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  • Guest 30th Oct 2009

    Reviewer rating: 1 stars


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    I have been a customer of the Halifax for over 10 years. I have my joint account, home insurance, savings and mortgage with them. I wanted to move home so applied for a new mortgage. Was told this would be no problem and given mortgage promise of £156,000. Applied for mortgage and in the past ...

  • Guest 3rd Sep 2009

    Reviewer rating: 1 stars


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    Have had a Halifax fixed rate mortgage for just over a year and they have been fine. All payments made on time etc - am just changing job - earn about £45k per year and new job the same - but asked for a one month payment holiday just to keep my finances healthy and have been refused. It's nut ...

  • Guest 6th Feb 2009

    Reviewer rating: 3 stars


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    We have had a Halifax Mortgage since 2007. Very good customer service at our branch.
    Quick decision only after 1.5 year of residence in UK, reasonable amount offered. We were lucky to have a brilliant mortgage advisor, patient and helpful. A bit pushy but not too bad. However, if no attractive offer ...

  • Guest 24th Apr 2008

    Reviewer rating: 0.5 stars


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    My daughter has been waiting 9 long weeks for a decision on her Halifax Mortgage and has just lost her dream home because of their unhelpful help she was a first time buyer they have no idea the stress put on her a waste of time

  • Guest 17th Apr 2008

    Reviewer rating: 0 stars


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    I'm a first time buyer and Halifax Mortgage were no help at all. I lost my dream home because of them. I advise any first time buyers not to go with them even though they could be the cheapest.

  • Guest 17th Apr 2008

    Reviewer rating: 0 stars


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    My mortgage is now only about £20000 with this bank and up until now they have freely extended my tracker mortgage each year for about 4 years without needing to get tied in again or charged any fee. Last summer they moved the goal posts and suddenly demanded that I would have to pay a fee to ...

  • rookieghaf 30th Mar 2008

    Reviewer rating: 0 stars


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    1st Halifax set up a direct debit from my account to pay my mortgage account...for a payment of 193 per month, but my payment was 350 per month.. I have never paid by direct debit, my question was who had authorised this, bearing in mind I had been a customer of theirs for at least 10 years.. had ...

  • leightonsteve 11th Dec 2007

    Reviewer rating: 0 stars


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    Misrepresented their products, useless call centre personnel, inability to respond in a timely fashion to requests for further information, made unsubstantiated claims about the time-line associated with a particular product. All in all, absolutely shocking!

  • warlord2000ad Rank: Staff Sergeant 10th Nov 2007

    Reviewer rating: 3 stars


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    The mortgage on this house was paid off by may parents some years back, it was done by an endowment mortgage and we were one which actually received money back as we paid off early. The rate was fair and it worked out okay, but back then this house only cost about £30,000, now its value is nea ...

  • thomc006 5th Nov 2007

    Reviewer rating: 0 stars


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    I really don't recommend using the Halifax, they messed us around both on the phone and at the branch and capped it all by misleading us about the mortgages that were available to us - we said we didn't want to pay an arrangement fee and were told that all their mortgages had these fees, a quick loo ...

NameProduct TypeDiscount LengthSubsequent RateOverall Cost  
WoolwichStep Lifetime Trackeruntil 30.04.2011(Base+ 2.49%) currently 2.99%3.00% APR
AbbeyTracker2 year4.24%4.10% APR
WoolwichOffset TrackerTerm(Base+ 2.47%) currently 2.97%3.10% APR