Reviews for Sainsbury's Loans Reviews

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2.1 stars
Average rating for this product is: 2.1 out of 5

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Sainsbury's Loans Reviews

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  • Guest 9th Aug 2009

    Reviewer rating: 1 stars


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    Having access to my experian report online and having fully checked my file before making an application i decided to apply so sainsburys to take advantage of their 7.9 rate. After filling out the form online i called and was told my app was with underwriter. Advisor came back to say it had been dec ...

  • wikkid 11th Jul 2009

    Reviewer rating: 1.5 stars


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    Same about APR - read about 8.9% but got offered 11.9%.
    Sainsbury's loan service was good, but when i came to pay off the loan after only 4 months, i find that the entire interest is added to the loan upfront and i am still due more than i borrowed even though i have paid about £1200 in payme ...

  • pjf 21st Apr 2009

    Reviewer rating: 0.5 stars


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    I applied for a Sainsbury's personal loan of £10000, advertised at 7.9 typical APR. I have a good credit score and public sector employment, and have lived at the same address for over 8 years. I have never defaulted on a payment or had any late payments. My loan WAS agreed but at a rate of 1 ...

  • Guest 15th Apr 2009

    Reviewer rating: 2 stars


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    Got the Sainsbury's Loan to buy a car. Was given the courier option and handed a check when he came after signing the forms. Afterwards i noticed i had also signed for a credit card i had not requested. I have since cancelled the card. I also took out the insurance which covers difference between my ...

  • duuncan 12th May 2004

    Reviewer rating: 2.5 stars


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    Sainsburys Bank Personal Loans: Requirement for GOLD insurance can creep onto the form without you requesting it. This can push the costs up hugely, so a 6% loan can end up costing nearer to 20%
    Check the forms closely.
    They argue like mad when you try to exctricate yourself. Eventually folded, th ...

  • John. Rank: Lance Corporal 11th Oct 2002

    Reviewer rating: 5 stars


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    When I was buying a new car, I searched the internet for the best deal available. Sainsbury Bank offered one of the best rates available. The loan was agreed over the phone and arrangements made for a courier to deliver the cheque at my convenience. I was allowed a set time to examine the details an ...