Smile Student Account Reviews
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Guest 30th Mar 2009
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Money can be put in and taken out from Post Office.2k Overdraft. 'Ethical Policy', soon to merge with Brittania apparently, so will have more branches.
However, I found that post offices can sometimes have very long queues! Fewer branches than most.
Good customer service, quick and efficient and y ...
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Guest 16th Apr 2008
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Would not recommend as Smile Student bank is a difficult service to use
Clunky website
No real statements
Use email for sending transaction related information
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Guest 23rd Jan 2008
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did look good... now i'm trying to find another decent student bank account. my chip didn't always work and they kept sending my pin reminders when I emailed them saying I had a problem - didn't seem bothered in really listening to my problem at all!
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Summarized
Professional
Review on 14th Dec 2006Reviewer rating:
Smile Student Account offers a maximum interest free overdraft of £2000, an interest rate of 3% on credit balance and free internet banking. Deposits made at UK Post Office or Co-operative bank.
Showing 1-4 of 4 items
| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Limit | Overdraft Rate | ||||||
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 |  |
| Premier Current | Enjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500. | Monthly | 0.50% | 0.00% | £2,000.00 | |
 | Natwest Advantage Gold Account | Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. | Monthly | 0.25% | 18.49% | n/a | |
Web Links
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NatWest Personal banking
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Student Accounts Office - George Mason University
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Student Bank Account: Apply Online: HSBC Bank UK
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