Reviews for Capital One Classic Reviews
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From 9 ratings and 70 reviews
34% of users recommend this product
Capital One Classic Reviews
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Guest 25th Oct 2009
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I started with a credit limit of £500. I had a Lloyds Credit card already. I always paid the balance in full. On my 4th statement, my limit jumped to £1000, which is really good and helpful. Not sure about customer service because I never really had to call them about anything. Overall, ...
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Robin Lozeau 14th Oct 2009
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The people @ the end of the phone are all very informed and can't do enough for you.They have always been able to resolve a situation for me or answer a query where needed.
They got in contact with me each time I purchased something that they considered above average for my account,(3 plane tick ...
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Guest 30th Sep 2009
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Well I've been with Capital One for over 12 Months, had poor/no history for a long time, but started with £500, and it's still the same. Paid it off a few times, never missed a minimum payment, mostly paid more than minimum. My ex-girlfriend started with £100 and got increased twice, ...
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Guest 19th Sep 2009
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I have had my Classic card for 4 months now with a credit limit of £100. I was told my increase would be reviewed on the 4 statment which they did only to find I was unsuccessful! I have never been over the limit, I pay off my card in full before the due date every month yet apparently I have ...
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Guest 7th Aug 2009
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Capital One allow the card to go over limit and then charge £12 instantly for it. I spent £1 over the limit and they charged me £12 no warning nothing.
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Guest 19th Jul 2009
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Capital One Classic is good for building your credit rating. Poor rates of interest, so always make sure to pay in full each month.
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boz67 9th Jul 2009
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Terrible service - typical company relying on computer systems to do all their work for them and no human interaction. I have a poor credit history, so naturally my available balance started low. I asked Capital One Classic for this to be raised, and was told this would happen after my fourth stat ...
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saltrampen2
23rd May 2009
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Applied for a Capital One card after my existing credit card with Natwest could not use the online facilities due to error on their side, which could only be resolved by going into a bank during the hours when I am normally working. Applied for a capital one card, but had to phone the dreaded call c ...
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cyrillic 11th Feb 2009
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Basically, the Capital One Classic card is fine and I found it works pretty well. The online setup is excellent and easier than most online banking. The only problem is the credit limit stay the same for months and months..
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Billybikerboy 28th Dec 2008
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I received a letter in the mail a few days ago, stating that my account was being closed because of non use. I only use one card for my large issues, Through a misunderstanding, when I made a purchase a year ago, I have been charged a large ammount of money all of a sudden, and I am canceling that c ...
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