Reviews for Capital One Classic Reviews

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Capital One Classic
1.7 stars
Average rating for this product is: 1.7 out of 5

From 9 ratings and 70 reviews

Thumb down 34% of users recommend this product

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Capital One Classic Reviews

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  • Guest 25th Oct 2009

    Reviewer rating: 5 stars


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    I started with a credit limit of £500. I had a Lloyds Credit card already. I always paid the balance in full. On my 4th statement, my limit jumped to £1000, which is really good and helpful. Not sure about customer service because I never really had to call them about anything. Overall, ...

  • Robin Lozeau 14th Oct 2009

    Reviewer rating: 5 stars


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    The people @ the end of the phone are all very informed and can't do enough for you.They have always been able to resolve a situation for me or answer a query where needed.
    They got in contact with me each time I purchased something that they considered above average for my account,(3 plane tick ...

  • Guest 30th Sep 2009

    Reviewer rating: 3 stars


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    Well I've been with Capital One for over 12 Months, had poor/no history for a long time, but started with £500, and it's still the same. Paid it off a few times, never missed a minimum payment, mostly paid more than minimum. My ex-girlfriend started with £100 and got increased twice, ...

  • Guest 19th Sep 2009

    Reviewer rating: 1 stars


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    I have had my Classic card for 4 months now with a credit limit of £100. I was told my increase would be reviewed on the 4 statment which they did only to find I was unsuccessful! I have never been over the limit, I pay off my card in full before the due date every month yet apparently I have ...

  • Guest 7th Aug 2009

    Reviewer rating: 1 stars


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    Capital One allow the card to go over limit and then charge £12 instantly for it. I spent £1 over the limit and they charged me £12 no warning nothing.

  • Guest 19th Jul 2009

    Reviewer rating: 4 stars


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    Capital One Classic is good for building your credit rating. Poor rates of interest, so always make sure to pay in full each month.

  • boz67 9th Jul 2009

    Reviewer rating: 0 stars


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    Terrible service - typical company relying on computer systems to do all their work for them and no human interaction. I have a poor credit history, so naturally my available balance started low. I asked Capital One Classic for this to be raised, and was told this would happen after my fourth stat ...

  • saltrampen2 Rank: 2nd Lieutenant 23rd May 2009

    Reviewer rating: 2 stars


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    Applied for a Capital One card after my existing credit card with Natwest could not use the online facilities due to error on their side, which could only be resolved by going into a bank during the hours when I am normally working. Applied for a capital one card, but had to phone the dreaded call c ...

  • cyrillic 11th Feb 2009

    Reviewer rating: 2.5 stars


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    Basically, the Capital One Classic card is fine and I found it works pretty well. The online setup is excellent and easier than most online banking. The only problem is the credit limit stay the same for months and months..

  • Billybikerboy 28th Dec 2008

    Reviewer rating: 5 stars


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    I received a letter in the mail a few days ago, stating that my account was being closed because of non use. I only use one card for my large issues, Through a misunderstanding, when I made a purchase a year ago, I have been charged a large ammount of money all of a sudden, and I am canceling that c ...