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Halifax One Credit Card Reviews

  • Review by
    Guest.
    on 16th Apr 2008


    User Rating : 3
    Respect : 0

    Charged £12 for 1 day late paymentDespite the statement showing the payment was received when it was due
    Guest.'s full review
    | 23 words

  • Review by
    davayr
    on 27th Mar 2008


    User Rating : 1
    Respect : 0

    I was unable to increase my Halifax One credit card limit. Payments allocated to lowest Interest Balance, (purchases not cash advances) Treat Payments to a Litlewoods Football pools as cash advance, (hidden in the small print of the terms and conditions.) Totally dissatisfied with customer servic ...
    davayr's full review
    | 54 words

  • Review by
    lazza1
    on 25th Feb 2008


    User Rating : 0
    Respect : 0

    Similar story, I got an interest free card, monthly payment was £4 short which I paid straight away, the interest free element was revolved and reverted to the normal rate but was never mentioned during my call to them. Did realise until 3 months later!
    lazza1's full review
    | 43 words

  • Review by
    Guest.
    on 11th Feb 2008


    User Rating : 7
    Respect : 0

    I am pretty HAPPY so far .... with thier product and service ... I only went to open their current account .. There was a deal at that time ..and they given me 100 pounds... after 3 months.. They offered their Credit card... and i said yes... they given me a good credit limit ... i use their car ...
    Guest.'s full review
    | 135 words

  • Review by
    ozricii
    on 15th Jan 2008


    User Rating : 1
    Respect : 0

    In November 07 I paid off over £700 of a balance of around £800. In December (what with it being a busy month for me) I missed a payment and the fun began. I was called several times a day from a London number. The caller stated that they were calling from the Halifax and asked me to ...
    ozricii's full review
    | 249 words

  • Review by
    TILLYKATE
    on 18th Dec 2007


    User Rating : 0
    Respect : 0

    My experience was this: I never received a statement(lost in post?)and therefore I made a late payment, my £6000 12 months interest free credit was then instantly revoked, despite me ringing them up to explain, and being told that I would not be charged interest. I found this to be unfair ...
    TILLYKATE's full review
    | 66 words

  • Review by
    ushert Rank: Sergeant
    on 30th Jul 2007


    User Rating : 2
    Respect : 0

    The Halifax credit card is very very poor, you can't change your address for love nor money. I've requested a change of address by letter, internet, phone and they still send statement to wrong address. Useless!
    ushert's full review
    | 37 words

  • Review by
    deebry
    on 30th May 2007


    User Rating : 1
    Respect : 0

    Reduced our credit limit without informing us which resulted in a credit card cheque which we paid into our bank account being returned one week after the funds had been used, resulting in a massive overdraft at the bank, charges and bank card being downgraded whilst the overdraft was being paid off ...
    deebry's full review
    | 62 words

  • Review by
    Blakep
    on 17th May 2007


    User Rating : 0
    Respect : 0

    Have had a Halifax credit card for years but have never been offered any type of loyalty scheme or any benifits for staying with them. Missed one payment in the entire time with them because I was abroad and they did not set up the minimum payment I asked for, they fined me and dropped my credit lim ...
    Blakep's full review
    | 97 words | 1 comment added.

  • Review by
    Mick Morley
    on 23rd Apr 2007


    User Rating : 1
    Respect : 0

    The Platinum credit card worked well while paying it off each month. Unfortunately, the offer of interest free credit on purchases for 9 months turned out to be incorrect! Any Halifax credit card payments subsequently made actually paid off the 0% bit, leaving the other purchases attracting interest ...
    Mick Morley's full review
    | 47 words


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