13 Reviews for Birmingham Midshires Mortgage Reviews

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Birmingham Midshires Mortgage Reviews

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  • Guest 4th Jun 2009

    Reviewer rating: 3.5 stars


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    To date I have had no problems with the Birmingham Midshires Mortgage. I have found that the staff to be very helpful and they and direct you to the right department.

  • Guest 10th Mar 2008

    Reviewer rating: 4 stars


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    Birmingham Midshires Mortgage have friendly,helpful staff, we have never been in arrears and they have been very obliging with us for 2 maternity payment breaks. we have been with them now for about 8yrs. no complaints at all. very good. will stay with them

  • Guest 9th Feb 2008

    Reviewer rating: 2.5 stars


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    Birmingham & Midshires is the worst mortgage company if you become in arrears. They charge you £40 for a letter-which they send once every fortnight, I was charged £100 for a phone call!
    I wish someone would do the same as they have done to the banks ask them to justify how they came to ...

  • Guest 23rd Dec 2007

    Reviewer rating: 0 stars


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    one month behind has induced the wrath of the arrears dept. being self-employed ,you are reliant upon being paid on time,or in my case,not at all. BM totally unhelpful when informed of the situation,before arrears occured.advised to sell my tools or van to satisfy their demands.reduced payments for ...

  • Helen222 16th Dec 2007

    Reviewer rating: 0.5 stars


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    I have had a mortgage with Birmingham Midshires for 5 years. I am now due to re-mortgage and have been told that I cannot apply for any of the rates advertised on their askbm.co.uk site as they are only for new customers. Existing customers who wish to remain loyal to BM only get offered much much h ...

  • shakilahmed Rank: Lance Corporal 24th Oct 2007

    Reviewer rating: 1 stars


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    I would recommend that you take on a Birmingham Midshires Mortgage only if you want self cert with ease.

    They don't offer best of the interest deals.

    Owned by Halifax and Bank of Scotland!! wonder why they don't change their name!

  • Moaning Minnie 10th Oct 2007

    Reviewer rating: 0.5 stars


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    Not friendly on the telephone. Not sympathetic either.
    I was on long term sick leave from work and i rang to explain this. I was told that payments I offered would be acceptable. I was then bombarded with letters and phone messages threatening court action. I paid what I could manage and explained ...

  • mofz 2nd Oct 2006

    Reviewer rating: 4 stars


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    I have purchased 3 properties on a self certified basis. I had no accounts, but my broker manged to get mortgage offers from Birmingham Midshires, each time within 5 - 10 days of the survey being booked. The valuations never took more than 48 hours to arrange after I had instructed my broker.

  • pinn Rank: Corporal 23rd Dec 2005

    Reviewer rating: 0 stars


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    Applied for remortgage with Birmingham Midshires and they sent a valuer. He has not done a valuation but charged me £465.
    Birmingham Midshires and their valuers from Colleys (beware) refused to refund my money.
    Do not repeat my mistake!!!

  • MrB Rank: Corporal 26th Apr 2005

    Reviewer rating: 2.5 stars


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    OK for self cert for new home buyers going through brocker as going direct they don't offer the same deals either. Not very good for existing customers (reminds me of the nationwide TV ad!)as phoned up after 18 months to see if I could get better deal I saw them offer online and was given a big fat ...

NameProduct TypeDiscount LengthSubsequent RateOverall Cost  
WoolwichStep Lifetime Trackeruntil 30.04.2011(Base+ 2.49%) currently 2.99%3.00% APR
AbbeyTracker2 year4.24%4.10% APR
WoolwichOffset TrackerTerm(Base+ 2.47%) currently 2.97%3.10% APR