Reviews for The Virgin One Account Mortgage Reviews

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Great if you are good at managing your finances, can save a great deal in interest payments.
Probably not recommended for those who struggle to manage their current account anyway, with a normal mortgage.

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We have remortgaged with the one account and they have been excellent, all the way through the process. Putting us on a fast track process as we had found a buy to let. Super efficient, it takes a lot to impress me, but they did.

Highly recommend them, fantastic customer service.

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Good product - flexible and convienient. The The Virgin One Account Mortgage Interest rate may not be keenest but that is the price you pay for the flexibilty & easy of use. Very few of the banks have passed on full drop in interest rates.

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Have had The Virgin One Account Mortgage for 10 yrs and have noticed the difference when it was sold onto RBS. 'In credit' interest is terrible - it never used to be, and I do recall reading something in the literature that I was originally sent about how it would track the BOE base rates ( I believ ...

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I've had a Virgin One account for 11 years.Very good product, very flexible and able to over pay or under pay when needed without having to ask bank.I was able to over-pay and have now paid off my mortgage in half the time, saving me 1000's.

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Their interest rate policy is opaque.

Per the One Account
- the OA is still worried about the uncertainty in the market and specifically in relation to the housing market with higher default rates (...hence the widening of the interest rate in respect to libor)

- the OA (as part of RBS) has to se ...

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The Virgin One Account Mortgage is a very flexible mortgage and great to have in a recession. I wish all those people would stop complaining about the interest rates. Try finding a better deal in this market. Flexible, great customer service

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The Virgin One Account Mortgage is a flexible product which allows you to control all your finances in one place. Great customer service - recommended!
Great product, good value for money & great customer service.

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Simpe to use - just one account for everything - didn't have to arrange an overdraft during a heavy month. Can easily pay off more of your mortgage.

Have had this Virgin One Account Mortgage for 8 years. Was easy when we moved house and there were no extra costs for transferring account to new pr ...

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I have had my Virgin one account for a number of years & have even moved house with it. Although I am generally happy with the way the account operates & the flexibility it offers, I am truly dissapointed in the failure to pass on rate cuts. I have considered moving my account but don't wish to incu ...