Reviews for Vanquis Bank Credit Card Reviews

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I accidentley overpaid on my account and when I phoned to ask them to close my account & for them to send me a cheque for the over payment I was told that they would not send me a cheque & I had to spend it on my card. I explained that I had cut the card up months ago & argued for a cheque.

In the ...

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After years paying over minimum payment and late bills and interest going up and up, my father stepped in to pay off card and I'd pay him back instead. Vanquis Bank Credit Card refused to close account claiming would still have to pay interest but refused to give an amount to close account. Told if ...

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Vanquis generally very good,the monthly statement arrives like today,several weeks ahead of payment date making it clear what you should pay and when and how,the only problem i have had is 2 withdrawals i did not recognize but Vanquish are investigating it,i would recommend them.

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I have just been charged £12 for going over my limit even though i was not aware i had.When i checked my balance last week i was £1 under my limit so obviously did not use the card, however when i checked this morning i found i was £3 over my limit because of a tranaction made over ...

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Vanquis Cards are designed for you who have, or had bad credit, as we know. the interest rate has always been a min of 34.99% and nevr lower. a premium and gold card are the same no difference with t&c's or even interest rate, your balance may go up depending how you even keep the account. also if y ...

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When you apply for this credit card and accept it, bear in mind that you are trying to rebuild your credit, use it only when neccessary and always pay the full amount, yes it can be expensive but that is the risk they are taking, i have sucessfully managed a vanquis account with an up grade to a gol ...

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I got a Vanquis card little over three months ago, like most, I got it to rebuild my credit but I have the following concerns: -

1). No up to date balance (usually takes 24hrs for updates)
2). No other way of checking your balance other than calling them on the phone.

3). Unknown charges being ma ...

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i have had this Vanquis Bank Credit Card for over a year and regret even setting eyes on thier ad online! I payed every month without a dought untill my partner lost his job and we were finacilly stuck, i had insurence on my card but they failed to tell me it was no good as i was a housewife and it ...

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My partner and I are both Vanquis customers.

My OH took out the card two years ago when he had lots of outstanding defaults and a CCJ, to rebuild his credit history. He's never breached the limit or missed a payment on the card.

He was given a £250 limit and 59.9% APR, but we setup a DD for ...

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They are absolutely shocking. After qualifying for a Vanquis Bank Credit Card 'gold card' due my good account (with a £500) credit increase they then upped my apr by 20.9% to 59.9%.