ACF Car Finance Review

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1.7 stars
Average rating for this product is: 1.7 out of 5

From 1 rating and 18 reviews

Thumb down 17% of users recommend this product

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Guest's Review of ACF Car Finance

1st Nov 2009

Overall Rating

1 stars
  • Value for money
    1 stars
  • Speed Of Loan
    4 stars
  • Payment Type
    Fixed Payments
  • Customer service
    2 stars

I have found a nice car on the webside and I have applied for a loan. I got a phone call the following day from ACF and was told that the loan was ready for me and that I was to come over to my local brach (40 miles away) to sort things out. So I went there (Maidstone). The cars were very expensive indead e.g. X reg toyota corola for 4999, or 04 reg golf for 12.999!!! The guy said it was because of people with bad credit history but I was not that bad therefore he was able to put the price down etc. He was insisting, trying to sale me a vauxhall astra, although I went there to buy an omega, which I told them on the phone...
Avoid this company which offers loans on up to 44.9% APR typical.
Better to drive your old car than to deal with them - never again!

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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood8.00%8.00%£7,500.00£14,950.00No
Sainsbury's LoansGood8.00%8.00%£7,500.00£15,000.00No
Nationwide LoansBad7.90%7.90%£7,500.00£14,999.00No