ACF Car Finance Review

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ACF Car Finance
1.7 stars
Average rating for this product is: 1.7 out of 5

From 1 rating and 20 reviews

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Guest's Review of ACF Car Finance

11th Oct 2009

Overall Rating

1 stars
  • Value for money
    1 stars
  • Speed Of Loan
    1 stars
  • Payment Type
    Fixed Payments
  • Customer service
    1 stars

We were invited to ACF in Bristol so after along day at work me and my husband drove there. We were offered £4000 part exchange on our car which had done less than the car we were offered. We waited 2 hours in a cold warehouse while all the finance was sorted. The salesman came back to us with all the details and everything set in place. We left after another hour ing in our new car. The next day I taxed it and changed my insurance details over to the new car. 48 hours later i get a phone call form ACF saying that the finance has fallen through and they have to have the car back ASAP. I told thenm if they wanted it they would have to fetch it as due to shifts at work i was unable to back there. I also explained that i had taked the car and changed my insurance all at a cost to me and would I be reimbursed and I was told very rudely "thats not my problem". So why after driving away with a new car after sitting there for 3 hours while they sorted out all the finance arrangements was i Told 48 hours laater that the car was not legally mine. Got my old car back now and after working all the money out I'm glad I am out of that companys grasp!!!

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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood7.80%7.80%£7,500.00£14,950.00No
Nationwide LoansBad7.60%7.60%£7,500.00£14,999.00No
Sainsbury's LoansGood7.90%7.90%£7,500.00£15,000.00No