First Direct Cash ISA Review

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5 stars
Average rating for this product is: 5 out of 5

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Guest's Review of First Direct Cash ISA

8th Oct 2009

Overall Rating

5 stars
  • Value for money
    4 stars
  • Customer Service
    5 stars

I have been with First Direct from the time they started as a telephone bank in Late 80's and were owned by Clydesdale Bank.
They have excellent Customer service. Now part of HSBC I have general accounts, and both a Cash and Share ISA with them.

The online service they have is well established , and easy to use.

They are always helpful, answer the phone, and when they say they will call you back, they always do.

I heard on BBC Moneybox many ISA providers were unsure how to handle the October 2009 ISA increase for over 50 old farts like me, no problem to First Direct. Notification letter and account updated and clarity on how to add more easiliy available.

I would recommend them to anyone.

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft LimitOverdraft Rate
NatWeste-ISAAvailable to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details.Monthly2.00%N/A
AbbeyDirect ISASave from just £1 to receive 2.00 AER (variable) tax free.Annually2.00%N/A
NatWestCash ISAAvailable to existing Natwest customers only. Transfer your previous years ISA's into this great cash ISA. Earn up to 2.0% AER tax free.Monthly2.00%N/A