Guest's Review of Barclays Cash Card Account
2nd Oct 2009
Overall Rating
- Customer Service
- Ease of use
I opened a Cash Account in October 2008 when I went on a Debt Management Plan and I have to admit it was a nightmare to get the account open and I waited around 6wks to receive my card.
I am now filing for bankruptcy and Barclays have bent over backwards to be helpful and have said they can open a second cash card account for me 'while I wait' as soon as I have filed my papers with the court just incase the Official Receiver freezes my main account.
After the initial lengthy delay in getting my account open (and yes returned paperwork because Branch didn't sign the copied proof of ID!) I've had no complaints whatsoever about this account and as an undischarged bankrupt the only choice you have is this account or a Co-op one and I don't have one of those near where I live!
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| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Rate | Overdraft Limit | ||||||
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 |  |
| Premier Current | Enjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500. | Monthly | 0.50% | 0.00% | £2,000.00 | |
 | Natwest Advantage Gold Account | Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. | Monthly | 0.25% | 18.49% | n/a | |
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