Written on: 30/06/2009
gives you the chance to improve your credit rating for people who are responsible enough to actually want to do this and who do not abuse the fact vanquis have been good enough to give you a card after you have clearly been turned down by everyone else.. or why else would you get a vanquis account?!
No bad points really.. obvious high interest rates, because of the high risk customers. vanquis would be stupid to give people with a terrible credit rating a card with a silly high limit and low interest rate.
First of all an answer to a previous comment about the times where you can get in contact with someone at the Vanquis Bank Credit Card call center is open 8 til 8 mon to friday and 8 til half 5 saturday. and the reason why they were probably continuously calling you is because you were clearly in arrears and in breach of your credit agreement. so pay your bill on time and you wont get endless calls... simple.
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