tiro79's Review of Halifax
6th Jun 2009
Overall Rating
- Telephone Banking
- Local Branch
- Customer Service
- Internet Banking
- Cash Point Facility
erm....this ones going to require a very long think.....
Bad Points
unnecessary and excessive fees
unhelpful counter staff
innacurate online account details
General Comments
a pretty disgraceful bank to be honest.
Halifax fees, even for debit card customers are far too high and i am changing to a credit union in protest
a fraudster tried to hack into my account and it took halifax 10 days to open a new one - far too long considering i was supposed to be the victim of fraud.
also it takes days for them to process online transactions and the precise amount of money you have in your account rarely shows up on line either
they can be very snooty and arrogant when visiting them in person too.
they rarely tell you when they are taking fees off you either - and never tell you before its too late to cancel either.
the new account they set up for me doesn't even have cheque book access
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| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Rate | Overdraft Limit | ||||||
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 |  |
| Premier Current | Enjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500. | Monthly | 0.50% | 0.00% | £2,000.00 | |
 | Natwest Advantage Gold Account | Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. | Monthly | 0.25% | 18.49% | n/a | |
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Individual Savings Account - Wikipedia, the free encyclopedia
An Individual Savings Account ( ISA ; /'a?s?/ ) is a financial product available to residents in the United Kingdom. It is designed for the purpose of investment and savings with a favourable tax status. ISAs were introduced on 6 April 1999, replacing the earlier Personal Equity...
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