Guest's Review of HSBC Bank
3rd Jun 2009
Overall Rating
- Telephone Banking
- Local Branch
- Customer Service
- Internet Banking
- Cash Point Facility
NONE
Bad Points
Inadequate Premier Banking service
General Comments
Premier Service - overrated and I would actively discourage anybody from paying the £20 odd each month. I had good mortgage qualification criteria including a 25% cash deposit and an offer on a flat pending - guess what I am still waiting for my personal banker to arrange an appointment to see a mortgage broker. I am told that if they get a cancellation they will see me? That when all my banking is with this one bank. Upon my last visit I learned all my contact details have not been updated - honestly really questioning what I pay bank charges/service fees for? Avoid Premier Banking at HSBC you can only do better
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| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Rate | Overdraft Limit | ||||||
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 |  |
| Premier Current | Enjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500. | Monthly | 0.50% | 0.00% | £2,000.00 | |
 | Natwest Advantage Gold Account | Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. | Monthly | 0.25% | N/A | | |
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Individual Savings Account - Wikipedia, the free encyclopedia
An Individual Savings Account ( ISA ; /'a?s?/ ) is a financial product available to residents in the United Kingdom. It is designed for the purpose of investment and savings with a favourable tax status. ISAs were introduced on 6 April 1999, replacing the earlier Personal Equity...
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