Post Office Personal Loan Review

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waxxy69's Review of Post Office Personal Loan

14th May 2009

Overall Rating

0 stars
  • Value for money
    0 stars
  • Speed of Application
    0 stars
  • Loan Rate
    7.9
  • Customer Service
    0 stars
Good Points

nothing


Bad Points

dont contact you back,give no explinations on there descisons,apr rates change for no reason.terrible customer services.


General Comments

i work for royal mail i have done for over 11 years ,i have no outstanding loans,never missed any payments on anything ,never had ccjs,i owe nothing on my credit cards and i saw a car i wish to buy so i contacted post office personal loans about a loan for 6000 pounds over 5 years,at first they said it was ok and theyll contact me back after 4 days of no calls i decided to call them ,the guy was rude and said we will not be giving you the loan at this time i asked why not as my credit is excellent he said i dont have to explain to you why if you want a loan try somewere else..terrible company also the rates they advertise change once you get accepted it happened to my mate at work got quoted 7.9 his documents came threw and it was 12.percent ..avoid these try somewere else

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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood8.00%8.00%£7,500.00£14,950.00No
Sainsbury's LoansGood8.00%8.00%£7,500.00£15,000.00No
Nationwide LoansBad7.90%7.90%£7,500.00£14,999.00No