HSBC Mini Cash ISA Review

Good Points
Been with them (well the Midland Bank) since 1966. The earlier days they compared well with anybody.

Bad Points
Read the general comments, applicable over the last few years

General Comments
HSBC Premier has offered me nothing but bad advice. Took out a low risk Corporate Bond with them (their suggestion) 3 years ago.

Currently the investment is over 30% down and it has never ever gained anything from the day they put me on it.

They use gimmickry and offers, rather than offer a return that competes with anybody. (Emporers suit of Clothes comes to mind when they explain all the services they offer)

Saved my personal pension with them but can no longer afford their derisory returns and have pulled it out from there after 22 years. Same thing with the cash ISA, they don't compete with anyone