Guest's Review of HSBC Mini Cash ISA
11th May 2009
Overall Rating
- Value for money
- Customer Service
Been with them (well the Midland Bank) since 1966. The earlier days they compared well with anybody.
Bad Points
Read the general comments, applicable over the last few years
General Comments
HSBC Premier has offered me nothing but bad advice. Took out a low risk Corporate Bond with them (their suggestion) 3 years ago.
Currently the investment is over 30% down and it has never ever gained anything from the day they put me on it.
They use gimmickry and offers, rather than offer a return that competes with anybody. (Emporers suit of Clothes comes to mind when they explain all the services they offer)
Saved my personal pension with them but can no longer afford their derisory returns and have pulled it out from there after 22 years. Same thing with the cash ISA, they don't compete with anyone
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| Lender | Account | Description | Interest | AER | Overdraft | Overdraft Limit | Overdraft Rate |
 | e-ISA | Available to existing Natwest Customers Only. The longer you save the more you can earn, save up to £3,600 in a tax year. See site for details. | Monthly | 2.00% | N/A |  | |
 | Direct ISA | Save from just £1 to receive 2.00 AER (variable) tax free. | Annually | 2.00% | N/A | | |
| Cash ISA | Available to existing Natwest customers only. Transfer your previous years ISA's into this great cash ISA. Earn up to 2.0% AER tax free. | Monthly | 2.00% | N/A | | |
Web Links
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Legal & General - Investments - Guide to ISAs
Can I transfer my cash ISA without losing my ISA allowance? ... You can transfer from a cash ISA to a stocks and shares ISA, but not from a stocks and shares ISA to a cash ISA.
www.legalandgeneral.com -
Top New Cash ISAs: Earn up to 3.5% tax free for 2009/10. ...
Get the best interest on your cash ISA ... The best route for cash money is what's called a Cash ISA; these work just like normal savings, except the interest isn't taxed.
www.moneysavingexpert.com -
How to pick the best Isa: cash accounts and funds | This is Money
This is Money shows how to pick the best cash Isa account or Isa fund in light of the new £10,200 allowance. ... Tables: Best cash Isa rates
www.thisismoney.co.uk -
Compare Cash ISAs - Savings - Moneyfacts
Moneyfacts' Cash ISAs Quote. Completely unbiased, independent best buy guides help you make better financial decisions. ... A cash ISA is type of savings plan that allows you to earn interest tax free.
www.moneyfacts.co.uk -
bank: cash ISA
Get fantastic rates and lots more with a mini cash ISA from www.smile.co.uk a part of the Co-operative Bank. ... Here?s why a smile cash ISA makes sense:
www.smile.co.uk -
MONEYSURGERY: Latest Rates £+ Money £+ Debt £+ Credit £+
The Best Interest Rates ... Cash ISA's are tax free, of course. Many banks and building societies offer EVEN BETTER rates to existing customers of long standing.
www.moneysurgery.co.uk -
If you haven't taken out an Isa yet, there's no time to lose | Money |
According to comparison service Moneyfacts, among the best cash Isa deals are Scarborough building society's 30-day notice account at 6.3 per cent, Icesave's easy-access account at 6.1 per cent...
www.guardian.co.uk -
Best Cash ISA Savings Accounts- Barclays Tax Haven ISA -March 2008 ::
Selection of the Current Best Cash ISA accounts (March 08) ... The CASH ISA accounts are TAX FREE, and do not have to be entered onto any tax returns.
www.marketoracle.co.uk -
Mini Cash ISA, Best Cash ISAs, Fixed Rate ISA, Tax Free Savings from
Tax free savings with mini cash Isas and fixed rate isas from Dunfermline Building Society. Use your tax free allowance with our easy to use isa range. ... 90 Day Notice Cash ISA
www.dunfermline.com -
Bradford & Bingley One-Year Fixed-Rate Mini Cash Isa announced -
A Bradford & Bingley One-Year Fixed-Rate Mini Cash Isa has been unveiled today, with an annual equivalent interest rate of 5.1 per cent on a lump ... Moneyfacts.co.uk rates best-performing cash ISAs
www.moneynews.co.uk
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