AA Loans Review

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1.6 stars
Average rating for this product is: 1.6 out of 5

From 1 rating and 12 reviews

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luckystar123's Review of AA Loans

3rd May 2009

Overall Rating

0 stars
  • Value for money
    0 stars
  • Speed of Application
    2 stars
  • Loan Rate
    8.0
  • Customer Service
    4 stars
Good Points

Polite and friendly.


Bad Points

Now I have a footprint on my credit file for the search which I feel was a complete waste of time.


General Comments

Applied today. Credit score 999 with Experian (checked this morning). 17 years with same bank, 12 years in same job and 7 years at the same address. Refused the loan??

I really cannot understand how I could be refused. Given address to contact Underwriters for a reason. This will be interesting.

Work in Automotive industry, which I believe may be the reason for the decision.

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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood8.00%8.00%£7,500.00£14,950.00No
Sainsbury's LoansGood8.00%8.00%£7,500.00£15,000.00No
Nationwide LoansBad7.90%7.90%£7,500.00£14,999.00No