Marbles Credit Card Review

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0.6 stars
Average rating for this product is: 0.6 out of 5

From 4 ratings and 42 reviews

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Guest's Review of Marbles Credit Card

29th Apr 2009

Overall Rating

0 stars
  • Value for money
    0 stars
  • Loyalty scheme
    No
  • Used card for
    1 year and over
  • Customer service
    0.5 stars
Good Points

NONE


Bad Points

EVERYTHING


General Comments

I've had no problems with Marbles until they changed to Aviemore. Since then I got charged £12 for being overdrawn even though I paid on time but the payment protection is taken out at a different time so took me over my limit, which they didn't tell me until I complained. Also my interest rates went from 11.9% for purchases to 22.9%, for cash withdrawalls from 14.9% to 29.9%. The way they use your payments to pay off the interest has also changed, they now pay off the lowest rate of interest first, leaving the higher interest unpaid so in turn they make more money. So if you take cash out at the higher rate for example on the 1st of the month and then make a purchase using the card at the lower interest rate on the 20th of the month, all of your next payments will be used on the lower interest rate.

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