MBNA Platinum Plus Card Review

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MBNA Platinum Plus Card
1.2 stars
Average rating for this product is: 1.2 out of 5

From 2 ratings and 53 reviews

Thumb down 17% of users recommend this product

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Guest's Review of MBNA Platinum Plus Card

27th Apr 2009

Overall Rating

0 stars
  • Value for money
    0 stars
  • Loyalty scheme
    No
  • Used card for
    1 year and over
  • Customer service
    0 stars

Firstly I have to admit I got sucked into believing MBNA thanks to their strong marketing and very little knowledge on my part. For 5 years now I have struggled with a Virgin/MBNA card and in the last 14 months the apr has gone up 3 times, to a whapping 31%. The reason? Well last year and the year before I had 3 late payments which I then sorted. So they deemed my account as "risky" and hiked the charges. Since Jan 08 my scoring has vastly improved and asked several times to reconsider the charges (I had been unable to transfer the balance) and they always said no. Surely it would be a good idead in helping people to clear their debt not preventing them from doing so. My argument was and still is: This is my debt, I want pay it but those conditions make it impossible" It does not matter how much you earn, what is your limit, how good you are with the payments. Even if you complain to the Office of Fair Trading it takes time to go anywhere and they have some rather small but significant clauses in their TC: they reserve the right to change the credit agreement at any stage giving you a 30 days notice.

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