suliwoo's Review of Alliance & Leicester Current Account
23rd Apr 2009
Overall Rating
- Customer Service
- Ease of use
Loging into the online system was tricky at first as i got my log in details wrong, and then strugggled to talk to a person about it on the phone - again because the log in details for phone banking are the same as online (which wouldn't work!). But eventually sorted out and i am used to their online banking system.
General Comments
Alliance & Leicester Current Account have nice friendly people on the phone, when I have managed to get through. £100 reward money paid promptly with no hassle, which I was expecting! Fast service opening account - with all documents, cards etc. coming through the post very quickly. Generally I am happy with the experience of using the switching service. I think there is an element of keeping on top of your debits, standing orders and transfers yourself and not simply leaving it to the bank (as they suggest). I had to ensure payments due were paid if they got missed during the switch, although they remind you to check this when you get their transfer instructions. I was very unhappy with the sudden lack of service from Halifax, and the rudness of their staff after being a customer of theirs for over 15 years. Overall a relatively painless move over to A&L.
On average, people found this review not helpful
| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Limit | Overdraft Rate | ||||||
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 |  |
| Premier Current | Enjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500. | Monthly | 0.50% | 0.00% | £2,000.00 | |
 | Natwest Advantage Gold Account | Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. | Monthly | 0.25% | 18.49% | n/a | |
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Individual Savings Account - Wikipedia, the free encyclopedia
An Individual Savings Account ( ISA ; /'a?s?/ ) is a financial product available to residents in the United Kingdom. It is designed for the purpose of investment and savings with a favourable tax status. ISAs were introduced on 6 April 1999, replacing the earlier Personal Equity...
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The Individual Savings Account (Amendment) Regulations 2008 No. 704
Amendment of the Individual Savings Account Regulations 1998 (S.I. 1998/1870) ... 2. The Individual Savings Account Regulations 1998(4) are amended as follows
www.opsi.gov.uk
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