Pinnacle Mortgage Protection Insurance Review

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Pinnacle Mortgage Protection Insurance
0.6 stars
Average rating for this product is: 0.6 out of 5

From 0 ratings and 11 reviews

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Guest's Review of Pinnacle Mortgage Protection Insurance

20th Apr 2009

Overall Rating

0 stars
  • Value for money
    0 stars
  • Type of cover
    Unemployment
  • Have you made a claim
    Yes
  • Customer Service
    0 stars
Good Points

Does any insurance have good points?


Bad Points

Nobody told us that this premium could go up 15 years ago and we still have no claim form.


General Comments

We have received a letter today from Pinnacle Mortgage Protection Insurance telling us that the Mortgage Protection policy monthly premium was going to increase by 30%. I telephoned Pinnacle last week to ask for a claim form as my husband was made redundant in February. The claim form has not arrived. The mortgage is interest only supported by 2 endowment policies - more dodgy insurance! Over the years we have considerably reduced the capital owing by paying off various amounts of money when we could afford it, knowing that the policies would not cover it. Pinnacle do not take this into consideration. How they can increase premiums when the interest rate has dropped so the amount the would have to pay to the building society would be less that it was when we first took out this policy. Our mortgage is with the Northern Rock who persuaded us to have this policy but guess what? - when you advise them that you want to make a claim, they tell you to deal direct with Pinnacle. We have not claimed before.

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