Halifax Student Current Account Review

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0.9 stars
Average rating for this product is: 0.9 out of 5

From 1 rating and 26 reviews

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Guest's Review of Halifax Student Current Account

14th Apr 2009

Overall Rating

0.5 stars
  • Ease of Use
    2.5 stars
  • Customer Service
    1 stars
  • Overdraft Facility
    0 stars

Highstreet bank offering overdraft facility, online banking, banks in most highstreets and towns and cities. Halifax Student Current Account has an interest free overdraft as a student or so I thought!! This overdraft is on a time limit and although the HBOS authorized this facility, failed to inform me of a 6 year limit ( I am carrying out a 2nd degree)and I am now paying charges on an overdraft I thought was interest free.

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a