Smile Student Account Review

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2.9 stars
Average rating for this product is: 2.9 out of 5

From 0 ratings and 4 reviews

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Guest's Review of Smile Student Account

30th Mar 2009

Overall Rating

5 stars
  • Ease of Use
    4 stars
  • Customer Service
    5 stars
  • Overdraft Facility
    4 stars

Money can be put in and taken out from Post Office.2k Overdraft. 'Ethical Policy', soon to merge with Brittania apparently, so will have more branches. However, I found that post offices can sometimes have very long queues! Fewer branches than most. Good customer service, quick and efficient and you get a smiley face on your debit card/cheques!

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a