ACF Car Finance Review

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1.8 stars
Average rating for this product is: 1.8 out of 5

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kiaclare's Review of ACF Car Finance

24th Mar 2009

Overall Rating

0 stars
  • Value for money
    0 stars
  • Speed Of Loan
    5 stars
  • Payment Type
    Fixed Payments
  • Customer service
    0 stars

Ok so we haven't got great credit ratings so after being turned down by Nissan we headed to ACF.

Originally the finance was to be in my name, than magically they could add my hubby too, although he had been refused on his own! So we were shown a £9500 Kia 4 x 4, and loved it.

We were blinded by the usual salesman technique who only seemed to tell us what we wanted to hear, signed the paperwork and left with an UNTAXED car, being told "Oh it's fine"

The Air Bag light stayed on all the way home despite it only having its 136 point check a few days before.

So we got home and realised he had forgotten to give us our copy of the agreement, after a phone call this was sent next day.

On closer inspection we were paying £22,500 for a £9,500 car!

I was so worried I couldn't sleep and called Trading Standards, we were very very lucky and because the finance company hadn't yet paid ACF we were able to pull out. They offered us numerous deals but we took the car back.

We are now waiting for our £500 deposit to be returned.

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