The Virgin One Account Mortgage Review

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The Virgin One Account Mortgage go to www.oneaccount.com
2.3 stars
Average rating for this product is: 2.3 out of 5

From 4 ratings and 115 reviews

Thumb down 39% of users recommend this product

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Guest's Review of The Virgin One Account Mortgage

10th Mar 2009

Overall Rating

0.5 stars
  • Value for money
    1 stars
  • Repayment Method
    Repayment
  • Product
    Variable rate
Good Points

Good customer service staff. Flexible account - used to be something to shout about!


Bad Points

Failure to pass on rate cuts but quick to increase!


General Comments

I have had my Virgin one account for a number of years & have even moved house with it. Although I am generally happy with the way the account operates & the flexibility it offers, I am truly dissapointed in the failure to pass on rate cuts. I have considered moving my account but don't wish to incur further costs etc in these difficult times. Come on RBS - give us what we are due!

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NameProduct TypeDiscount LengthSubsequent RateOverall Cost  
WoolwichStep Lifetime Trackeruntil 30.04.2011(Base+ 2.49%) currently 2.99%3.00% APR
AbbeyTracker2 year4.24%4.10% APR
WoolwichOffset TrackerTerm(Base+ 2.47%) currently 2.97%3.10% APR