Guest's Review of Egg Credit Card
27th Feb 2009
Overall Rating
- Value for money
- Loyalty schemeNo
- Used card for1 year and over
- Customer service
I was one of the people who joined up with Egg in their early days and have to say that the transformation has been staggering.
The rate of decline in customer service levels has been matched only by a increasing hike in interest rates.
I have a had a couple of very difficult years financially but have continued to meet payments by direct debit. My reward for struggling by is a new interest rate of 26.9% and the introduction of a new 'revolving balance' minimum payment obligation. This has increased my minimum payment by 33%.
I can only assume that Citibank want to wash their hands of the whole thing as quickly as possible . In my case they will get their wish as soon as my slowly recovering credit rating allows.
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| Lender | Balance Transfer Rate | Balance Transfer Duration | Purchase Rate | Purchase Duration | APR | |
 | 0.00% | 3 months | 16 months 2.98% or £3.00 fee | 3 months | 16.60% |  |
 | 0.00% | 3 months | 13 months 3.00% fee | 3 months | 16.90% | |
 | 0.00% | 3 months | 13 months 2.90% fee | 3 months | 15.90% | |
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