big69bobby's Review of Barclays Business Bank Account
26th Feb 2009
Overall Rating
- Value for money
- Banked with company1 year and over
- Customer service
Online and telephone banking is extremely useful. Online I can simply copy and paste statement data straight into a spreadsheet and that I find tremendously helpful.
Bad Points
Not many, but I do still miss being able to chat urgently with 'my bank manager' when I ever need assistance or helpful advice. In the past it was so easy to conduct business together, now I do not feel recognised as a decent and worthwhile client - just an account number!
General Comments
I run (on my own) my small print and design business from home. I have two Barclays Business Bank Accounts; one a current, for day to day transactions with a decent overdraft facility (never used except on the odd occasion) and the other a business premium which is hardly ever empty. I bank online which is perfect. I run a very tight ship, if by chance the current did go overdrawn due to time gaps, there is an automatic overnight top up facility of £1000 to that account from the other. I spent some time and found that each quarter the current is debited 'Charges for Commission' for Period say 8 Sep / 7 Dec 2008 £68.42. I searched a spreadsheet that I set up from the start of my accounts and in the last three years a total of £807.04 was debited (I did not have time to go way back). How can I check if these 'Charges for Commission' are indeed fair and that as a very busy one-man band I am not 'getting done' as I do not have sufficient time to scan my accounts regularly and truly, have no idea of what competitive small business bank account charges should be?
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