The Virgin One Account Mortgage Review

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The Virgin One Account Mortgage go to www.oneaccount.com
2.3 stars
Average rating for this product is: 2.3 out of 5

From 4 ratings and 115 reviews

Thumb down 39% of users recommend this product

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Guest's Review of The Virgin One Account Mortgage

15th Feb 2009

Overall Rating

5 stars
  • Value for money
    5 stars
  • Repayment Method
    Repayment
  • Product
    Variable rate
Good Points


I just wanted to say thank you to all the staff at The Virgin One Account. They are always friendly and polite and I have only ever received thoughtful, well-informed advice. These comments are desperately unfair. Yes, reductions on interest rates were delayed on this account, but this was the case with most non-tracker mortgages. The big benefit of this account has always been that your savings also receive the same interest rate as your debts and that interest is in effect tax free. So while you were complaining about the high rates you were paying on your debt, your savings were doing very nicely. If you took out a One Account with no savings, then you made a poor financial decision. There have always been better interest rates to be had on a debt-only product. This is a complicated financial product and by the look of the comments below, many people have wrongly been using it as a flexible form of debt. It only really works in your favour if you save or over-pay your mortgage.

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