venkatachalam's Review of Lloyds TSB
17th Dec 2008
Overall Rating
- Telephone Banking
- Local Branch
- Customer Service
- Internet Banking
- Cash Point Facility
Good Web layout
General Comments
I have classic current account with Barclays and Lloyds TSB.
-I do electronic(internet) banking on both the banks.
-When I do electronic transfer from Barclays to Lloyds, it takes NO time to reach my Lloyds TSB account.
-When I do electronic transfer from my Lloyds TSB to Barclays account, it takes minimum 3 working days to reach my Barclays account.
How to overcome:
So I keep my money in the Barclays account and whenever needed, I transfer to Lloyds TSB for Standing order or DD, etc.
Lloyds TSB should release the money on the instant, on electronic transferring, otherwise, they lose from the customer like me.
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| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Rate | Overdraft Limit | ||||||
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 |  |
| Premier Current | Enjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500. | Monthly | 0.50% | 0.00% | £2,000.00 | |
 | Natwest Advantage Gold Account | Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. | Monthly | 0.25% | 18.49% | n/a | |
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