The Virgin One Account Mortgage Review

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The Virgin One Account Mortgage go to www.oneaccount.com
2.3 stars
Average rating for this product is: 2.3 out of 5

From 4 ratings and 115 reviews

Thumb down 39% of users recommend this product

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Guest's Review of The Virgin One Account Mortgage

13th Dec 2008

Overall Rating

3 stars
  • Value for money
    3 stars
  • Repayment Method
    Repayment
  • Product
    Tracker
Good Points

Might be listening to customers now.


Bad Points

Cheekily stolen 0.75% in the last 6 months.


General Comments

I was in the process of moving my mortgage to the one account until I read this forum, worried the failure to pass interest rate cuts might be the sign of things to come I held off sending the final paperwork to see how the dust settled.
The one account began to chase the paperwork and I iterated my worries to them and they stated that although they didnt pass on the full 1.5% cut they will be passing on the full 1% cut made by the BOE recently.

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NameProduct TypeDiscount LengthSubsequent RateOverall Cost  
WoolwichStep Lifetime Tracker1 year(Base+ 2.49%) currently 2.99%3.00% APR
AbbeyTracker2 year4.24%4.10% APR
WoolwichOffset TrackerTerm(Base+ 2.47%) currently 2.97%3.10% APR