Morgo444's Review of Smile SmileMore Current Account
26th Nov 2008
Overall Rating
- Customer Service
- Ease of use
Where do I start, great all round benefits for £12 per month (free annual family travel insurance - saved £140 for family of 5, free breakdown cover, saved £110, leisure park vouchers, fee free overdraft). Transferred all my direct debits & S/Os without a hitch. Its definitely worth moving to smile, even get interest on current account.
Bad Points
So far none.
General Comments
In todays economic myre, moving to a co-operative owned bank is a great idea. You actually become a member of the business and recieve annual cash bonuses if you use a co-op card and collect points at any of the co-op businesses (travel/supermarkets/pharmacys). Theres also rumour that Britannia Building Society (also member owned) are to join forces to make the two a very strong presence in the banking sector! Get on board now!
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| Lender | Account | Description | Interest | AER | Overdraft | ||
| Overdraft Limit | Overdraft Rate | ||||||
 | Premier Direct Account | Earn a great rate of 6% AER (fixed for one year) on balances up to £2,500. | Monthly | 6.00% | 0.00% | £2,000.00 |  |
| Premier Current | Enjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500. | Monthly | 0.50% | 0.00% | £2,000.00 | |
 | Natwest Advantage Gold Account | Enjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products. | Monthly | 0.25% | 18.49% | n/a | |
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Web Links
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HM Revenue & Customs: Individual Savings Accounts (ISAs)
If an individual wants to invest in both a cash ISA and a stocks and shares ISA in the same tax year, the separate limits for each type of ISA still apply, but the individual cannot invest more...
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HM Revenue & Customs: Individual Savings Account (ISAs)
Skip to main content ... » Tax agents and advisers ... news search Frequently asked questions Complaints
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Individual Savings Accounts
Individual Savings Accounts - Looking for a good Isa deal? then we have a range of UK Isa put together which make a good Isa deal. ... The interest will vary depending on the type of account that is chosen.
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Individual Savings Account - Wikipedia, the free encyclopedia
An Individual Savings Account ( ISA ; /'a?s?/ ) is a financial product available to residents in the United Kingdom. It is designed for the purpose of investment and savings with a favourable tax status. ISAs were introduced on 6 April 1999, replacing the earlier Personal Equity...
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If you haven't taken out an Isa yet, there's no time to lose | Money |
So, if you are thinking about taking out an Individual Savings Account (Isa) in the waning weeks of this tax year, advisers believe it ... Regular saving, rather than investing a lump sum in one go,
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ISAs (Individual Savings Accounts) : FSA Money made clear ?
Disclaimer: Our website and publications aim to give you general information to help you make financial decisions. It is not advice, nor can it take account of your own particular circumstances.
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Individual Savings Account | A-Z of financial terms | This is Money
Stories that mention Individual Savings Account... ... 3 Can we open a savings account in the UK?; ... Money saving tools
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ISAs - Personal - Savings - Personal Banking - Clydesdale Bank
Are you paying too much tax on the interest your hard-earned savings make for you? Maximise your savings with a tax-efficient Individual Savings Account (ISA).
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children saving account, savings application, individual saving
Stroud & Swindon Building Society - children saving account, savings application & individual saving account
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The Individual Savings Account (Amendment) Regulations 2008 No. 704
Amendment of the Individual Savings Account Regulations 1998 (S.I. 1998/1870) ... 2. The Individual Savings Account Regulations 1998(4) are amended as follows
www.opsi.gov.uk
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