Royal Bank of Scotland Student Royalties Account Review

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Royal Bank of Scotland Student Royalties Account
1.8 stars
Average rating for this product is: 1.8 out of 5

From 0 ratings and 7 reviews

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Guest's Review of Royal Bank of Scotland Student Royalties Account

14th Sep 2008

Overall Rating

3.5 stars
  • Ease of Use
    3.5 stars
  • Customer Service
    4 stars
  • Overdraft Facility
    3 stars

I have to say I have never had a problem with my RBS student account. In my first year of university, I had no problems, no hidden charges, and no hassle in the branches (telephone was a bit funny but I feel it's a pointless method of banking anyway). I didn't open my overdraft this year as I had no need to. On one stupid occasion, I overdrew by £10 by mistake. And they charged me £30. However, I went into the nearest branch the next day, explained I am a poor stupid student, and they wavered the fee, provided I fixed the balance. This has happened to others I know, and while the charges seem large (all banks are about the same, I'm afraid), as long as you don't kick the butt out of it and are friendly enough, they are nice as they want to keep your custom once your are earning. I opened an overdraft in my second year, and the only problem I found here was the amount they advertise ( £2750, I think) is in your fourth or fifth year of study, £1250 being the limit for your second year. If you need a large overdraft straight away, go to another bank, but everything else with the RBS has been straight forward with me so I would recommend them.

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