Nationwide Mortgage Review

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Nationwide Mortgage
2.4 stars
Average rating for this product is: 2.4 out of 5

From 1 rating and 19 reviews

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anakaday's Review of Nationwide Mortgage

5th Sep 2008

Overall Rating

5 stars
  • Value for money
    5 stars
  • Repayment Method
    Interest only
  • Product
    Variable rate
Good Points

The only major high street lender who is there for the people but has the strength to take on the banks.
They are responsible for keeping interest rates down and keeping high street banks in check. If they disappeared then interest rates would be a lot higher in general.
They should be the first people you go to for a mortgage.
Their rates and charges are low and genuine.
You can be sure they are not conning someone else to offer you a reasonable rate.
Where they charge fees they make it very clear upfront.
They don't need to hide anything because the profit goes back to the people and investment in homes.
If you go with them, you can't go wrong because they will always try their best to keep rates down.
Their variable rate is very low compared to banks.


General Comments

Nationwide building society are probably the most genuine high street lender in the UK with the lowest rates possible with no hidden charges. They are there for their members that is all their customers and don't fool people into thinking they are paying less than they are. First class customer service second to none. Not for profit building society - the only major one that did not fall for privatisation. Nationwide are the key factor for keeping interest rates down. They are the only ones able to take on high street banks and everything they do is for their customers who are all members instead of profit making for shareholders.
They have fantastic service and help you if you have a problem. They also have excellent banking facilities with the best online banking statements I have seen.
They have your best interests at heart.
A bank like Abbey has only their own interests at heart. They have high interest rates and abandon their customers when things get tough. They withdrew their products having told young buyers they can change and are taking the cream by only offering reasonable rates to borrowers with high deposits.
They seemed unaffected by the credit crunch.
If you want a proper responsible lender who will never take advantage of you than this is the one to go for.

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