Universal Cash Loans Review

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4.5 stars
Average rating for this product is: 4.5 out of 5

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tylermark's Review of Universal Cash Loans

7th Aug 2008

Overall Rating

5 stars
  • Value for money
    5 stars
  • Speed of Application
    3 stars
  • Loan Rate
    payday excellent
  • Customer Service
    4.5 stars
Good Points

Great customers service cheap payday loan.


Bad Points

None.


General Comments

If you want a payday loan go to www.universalcashloans.co.uk and check out there fast cash.
I wanted to apply for a payday loan after checking out the usual sites like quick quid and payday advances I came across universal cash loans they offer payday loans which was what I was after but noticed on their site a fast cash account.
Thing is for a £300 payday loan for a month was going to cost me £375 in total but you can take out a fast cash account for a month and the same £300 I would pay back £309.75.
So I phoned Universal thinking this is to good to be true, but they were quite open they said thats right if you paid it back after a month the interest would be £9.75 WOW thats the cheapest payday loan I have ever found.
I applied got a £300 loan and just repaid it a month later and it only cost me £9.75. So don't bother with the usual payday rip off places I've enclosed a link below www.universalcashloans.co.uk and click on fast cash.

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NameCredit RatingAPRTypical APRMin Loan AmountMax Loan AmountHome Owner  
Alliance & LeicesterGood7.90%7.90%£7,500.00£14,950.00No
Nationwide LoansBad7.60%7.60%£7,500.00£14,999.00No
Sainsbury's LoansGood7.90%7.90%£7,500.00£15,000.00No