HSBC Bank Review

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HSBC Bank
1.9 stars
Average rating for this product is: 1.9 out of 5

From 1 rating and 60 reviews

Thumb down 33% of users recommend this product

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Guest's Review of HSBC Bank

Overall Rating

4 stars
  • Telephone Banking
    5 stars
  • Local Branch
    5 stars
  • Customer Service
    5 stars
  • Internet Banking
    5 stars
  • Cash Point Facility
    5 stars
Good Points

Great Customer Service, Proactive in dealing with fraud.


Bad Points

none come to mind.


General Comments

I have been banking with HSBC since i was 17 years old and have always found them very good to deal with. Over the last year I have been a premier customer and have found some of the benefits very useful, from free holiday insurance to extended warranty on electrical but the preferential interest rates aren't across the board so if you manage your money well this benefit is pretty useless as they dont apply to the higher rate accounts.

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LenderAccountDescriptionInterestAEROverdraft  
Overdraft RateOverdraft Limit
Alliance & LeicesterPremier Direct AccountEarn a great rate of 6% AER (fixed for one year) on balances up to £2,500.Monthly6.00%0.00%£2,000.00
Alliance & LeicesterPremier CurrentEnjoy Free annual multi-trip European travel insurance and earn 0.50% AER on balances up to £2,500.Monthly0.50%0.00%£2,000.00
NatwestNatwest Advantage Gold AccountEnjoy benefits worth up to £704 for just £12.95 a month. Including Mobile phone cover, Travel Insurance and even tailored rates on other Natwest products.Monthly0.25%18.49%n/a